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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Out of my head!

This is the ONLY current account whereby I no longer have to store all the information of who needs paying and when in my head. That, is a massive mental stress removed. I can now rest assured that EVERY payment I have is scheduled and covered EVERY month. I actually LOVE it! If it's possible to love a 'bank'. Reviewed on: 16th March 2023

Reliable

What banking supposed to be... Quick and easy.. Reviewed on: 16th March 2023

Fuss free, just works

Such a good bank - no hassle, no fuss. Everything just works. And support is amazing in the odd occasion where I need to speak to someone the issue is sorted quickly and to my satisfaction. Reviewed on: 16th March 2023

the best banking ever

Honest, helpful and transparent banking. All you want in one place Reviewed on: 16th March 2023

Monzo is the way to go

Quick, hassle free and easy to use Reviewed on: 16th March 2023

A Real Bank

They give you an account without needing DNA to confirm your identity. They extend credit to build your score while others won’t let you build credit unless you already have credit. They let you receive payments through BRACS a day earlier. Their bank card looks better than any other bank. Reviewed on: 16th March 2023

Great banking

Love it, app easy to use and really straight forward banking Reviewed on: 16th March 2023

Monzo Bank is a quick and easy bank to work with.

Monzo is quick and easy to work with. They offer reasonably charged and easily understandable service levels catered to your banking and savings needs. The banking app that is used is relatively simple and easy to use. It is also very easy to set up savings and deposit positions via the app. All in all, Monzo is a pleasure to work with. Reviewed on: 16th March 2023

Fantastic!

Everything you want... you just do it! Reviewed on: 16th March 2023

Best bank on the High Street

I was referred to Monzo and I just love it. It's a definitions of a modern day banking. Reviewed on: 16th March 2023

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