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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Easy to navigate and clear understanding of products.

5
The app is so easy to use, everything is simple to understand. When looking at overdrafts, loans or even flex all the repayments are clear and easy to read. All repayment they say don’t change and this makes it easy to budget for. All in all it’s an amazing account to have. Reviewed on: 16th March 2023
David Cameron's avatar
David Cameron

Does what you expect

5
Does exactly what you'd expect, can't complain Reviewed on: 16th March 2023
Jack Parkinson's avatar
Jack Parkinson

Gret bank

5
Excellent service and easy to use app Reviewed on: 16th March 2023
Janet Cook's avatar
Janet Cook

The best online banking to use very easy

5
The best online banking to use very easy Reviewed on: 16th March 2023
Dovidfeldman1@gmail.com's avatar
[email protected]

Quite good to use Monzo Bank

2
Monzo Bank is quite great because I can use it to put money in, like my wages or transfer money in. And I can easily withdrawl £200 monthly or more than that with a high/low fees which is not quite great for me. Reviewed on: 16th March 2023
Favour Ojieaga's avatar
Favour Ojieaga

Simply the best

5
Best UK bank, easy to use with great features and credit products. Reviewed on: 16th March 2023
MM's avatar
MM

Good for travelling

5
I love that they recognise as soon as you’ve paid in another country and then sum up how much you’ve spent on your trip. Reviewed on: 16th March 2023
shaunaleung@hotmail.co.uk's avatar
[email protected]

Best and easiest way to bank

5
Been great no hassle . And flex is absolutely life changing Reviewed on: 16th March 2023
David Reilly's avatar
David Reilly

pretty good

4
not too bad actually, lots of useful features Reviewed on: 16th March 2023
Theo Godfrey's avatar
Theo Godfrey

Easy to use. Friendly service

5
Simple & easy with a great app and quick response times Reviewed on: 16th March 2023
James Robertson's avatar
James Robertson

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