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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Your friendly neighbourhood bank

5
Thank you for the services. No one can match you. Keep the good work going. Reviewed on: 16th March 2023
Priyatham Varma's avatar
Priyatham Varma

Easy & Efficient

5
Honestly the best bank I have ever used, the amount of products they offer is so great and so flexible to use, I couldn’t imagine using any other bank now Reviewed on: 16th March 2023
Avery Lintern's avatar
Avery Lintern

GOAT bank

5
I have bank account with 4 different banks and i have also worked for 2 different banking institutions and can safely say that Monzo is currently the best bank on the planet. Reviewed on: 16th March 2023
Sean Edwards's avatar
Sean Edwards

Love Monzo!

5
Iv been a Monzo customer for a fair few years and I love it! Their customer service is always really fast to respond and help and issues. Reviewed on: 16th March 2023
Charlotte Everett's avatar
Charlotte Everett

My financer

5
Best service and schemes that suits the needs and helps to make purchases and manage efficiently. Reviewed on: 16th March 2023
DippyReddy's avatar
DippyReddy

An easy to use and modern bank!

5
Very good features and a modern interface in the app. Good customer care with reasonable response times. Easy to open an account and transfer funds to friends. Secure too. Reviewed on: 16th March 2023
Eljo Anthony N J's avatar
Eljo Anthony N J

Best bank

4
Monzo flex very helpful, never seen a bank like this . But need to improve bit more Reviewed on: 16th March 2023
sailaja kongathi's avatar
sailaja kongathi

I love this bank

5
The app is fantastic, you can everything banking related in app. You can set budgets, track your spending, regular income is paid 2 days early, they keep you updated about all transactions. I never miss anything now, I feel in complete control of my money. Because of this I’ve gone from being with virtually nothing at the end of the month to saving £200+ Reviewed on: 16th March 2023
Louise's avatar
Louise

Easy banking

5
I’ve been with Monzo for years now. Reliable and flexible banking. All in an easy to use app. What more could you want. Reviewed on: 16th March 2023
Jemma's avatar
Jemma

Leading the way for the future of banking

5
Monzo has completely transformed the banking industry. They have prioritised their user experience and brought banking into the 21st century. Reviewed on: 16th March 2023
Aaron Traynor's avatar
Aaron Traynor

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