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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Overall fantastic

Not only the customer service and but the products on offer and technology within the app. Reviewed on: 16th March 2023

My experience with Monzo

I’m very happy to have a bank account like Monzo it’s been very helpful for me all this time never disappointed me . I always recommended Monzo to my friends and family to have a Monzo account because it’s really helpful . Monzo as as a bank is everything for me I wouldn't change it . Reviewed on: 16th March 2023

Best virtual bank

Banking with MONZO has Been a hassle free thus far, the app is easy to navigate I have never had a reason to put a phone through and that’s flex :) Reviewed on: 16th March 2023

Fantastic!

Great bank and very helpful! Pots are great! Reviewed on: 16th March 2023

Conveniente, easy, quick

Love this banking service it is very user friendly, quick and easy to use Reviewed on: 16th March 2023

One of the best online bank

One of the best online bank quickly transfer and service Reviewed on: 16th March 2023

Awesome bank! Easy to use, easy to manage money, win win!

I really love the Pots feature on Monzo, I find it super helpful in separating out my money at the start of the month to help me budget. Requesting and sending money to people is an absolute breeze too. PLus, the new Flex feature is amazing. So far it's helped pay for the last of our wedding and our honeymoon without needing to fork out loads on extra fees! Reviewed on: 16th March 2023

Amazing bank

I’ve banked with them for a couple years now, they were willing to give me a credit account which has really helped my credit rating. If they have my back then I’ll have theirs! Reviewed on: 16th March 2023

Best online bank hands down

Has support for everything, I get lots of benefit from Monzo premium Reviewed on: 16th March 2023

So easy

I find MONZO so easy to use. I like that I am notified about each transaction and warnings if my balance is getting too low. The receive early feature is very useful and Flex is great to help spread cost of large purchases (such as car insurance). Great service. Reviewed on: 16th March 2023

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