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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

Easy reliable

5
Great deals, easy, reliable and good customer service Reviewed on: 16th March 2023
Debika Mukherjee's avatar
Debika Mukherjee

Perfect account

5
I get paid every 4 weeks which usually makes it difficult to keep track of my outgoing payments, having pots that payments automatically go from makes everything so much easier. Reviewed on: 16th March 2023
Jenni Jones's avatar
Jenni Jones

Using for 3.5 years

5
I use this bank for everyday expenses and for salary, in 3.5 years I have not had any problems, it still works clearly and accurately. I like it very much for making international transfers, it is also included in the application and works very quickly, the accounts to which you have transferred in the past are also saved, meaning that you no longer have to re-enter the data of the person you are transacting with. Reviewed on: 16th March 2023
Anonymous's avatar
Anonymous

Brilliant

5
I didn’t think I could enjoy banking but Monzo make it easy, useful, and fun. Reviewed on: 16th March 2023
Andy Bullock's avatar
Andy Bullock

Best British Bank

5
What's there not to love about Monzo? They pioneered modern mobile banking over the last few years and continue to make life easier for myself and many others that I know with an account. Reviewed on: 16th March 2023
Dan's avatar
Dan

Out of my head!

5
This is the ONLY current account whereby I no longer have to store all the information of who needs paying and when in my head. That, is a massive mental stress removed. I can now rest assured that EVERY payment I have is scheduled and covered EVERY month. I actually LOVE it! If it's possible to love a 'bank'. Reviewed on: 16th March 2023
Joanne PW's avatar
Joanne PW

Reliable

5
What banking supposed to be... Quick and easy.. Reviewed on: 16th March 2023
Hanson 's avatar
Hanson

Fuss free, just works

5
Such a good bank - no hassle, no fuss. Everything just works. And support is amazing in the odd occasion where I need to speak to someone the issue is sorted quickly and to my satisfaction. Reviewed on: 16th March 2023
Carl Washington's avatar
Carl Washington

the best banking ever

5
Honest, helpful and transparent banking. All you want in one place Reviewed on: 16th March 2023
Dom 's avatar
Dom

Monzo is the way to go

5
Quick, hassle free and easy to use Reviewed on: 16th March 2023
Bernadette Griffith's avatar
Bernadette Griffith

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