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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Very good current account and options

Excellent account services and the app is great. Customer service not so much… Reviewed on: 16th March 2023

Great bank and great service

Great bank and great service, great app features also Reviewed on: 16th March 2023

User friendly and efficient

Monzo is the apple of banking; so user friendly that I’m sure almost anyone could use it. They have also taken a modern approach; something I feel the more classically established banks should be pushing towards, especially for younger clients. They have captured the market extremely well, young people use Monzo because it’s sleek and not who their parents bank with. The feature they offer such as round up, flex, etc. are effortless to use and implement. The ability to create savings accounts with such efficiency hold incredible value in my opinion. The more barriers that Monzo remove to accessing features, the more streamlined their interface becomes, it’s no wonder people have switched and they received the award last year. Reviewed on: 16th March 2023

Outstanding

What’s not to like! No problems, great app Reviewed on: 16th March 2023

Top notch

Easy to use, Monzo flex is a great way to spend large payments out. Also can freeze your card if stolen in an instant! Reviewed on: 16th March 2023

Easy to use

The bank has proven to be the easiest to deal with Reviewed on: 16th March 2023

Monzo is the innovator

Other high street banks are copying Monzo’s features. Using Monzo means getting useful new money management tools a year or two before everyone else! Reviewed on: 16th March 2023

Nice bank

Great bank very easy to open up, no fees, and a bright coloured card so you can’t lose it. Reviewed on: 16th March 2023

Perfect for me

The fact it's all online makes anything I need to do so much simpler, and their app is one of the best banking ones I have used. Reviewed on: 16th March 2023

The future of banking apps

Everything you could ever want from a banking app. Control your money easily. Split your money into pots, see your monthly spend at a glance and so much more. Reviewed on: 16th March 2023

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