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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,427 reviews, last reviewed 10th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Most reliable bank for international travel Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19427)

A Real Bank

5
They give you an account without needing DNA to confirm your identity. They extend credit to build your score while others won’t let you build credit unless you already have credit. They let you receive payments through BRACS a day earlier. Their bank card looks better than any other bank. Reviewed on: 16th March 2023
TR's avatar
TR

Great banking

5
Love it, app easy to use and really straight forward banking Reviewed on: 16th March 2023
sam s's avatar
sam s

Monzo Bank is a quick and easy bank to work with.

5
Monzo is quick and easy to work with. They offer reasonably charged and easily understandable service levels catered to your banking and savings needs. The banking app that is used is relatively simple and easy to use. It is also very easy to set up savings and deposit positions via the app. All in all, Monzo is a pleasure to work with. Reviewed on: 16th March 2023
Anonymous's avatar
Anonymous

Fantastic!

5
Everything you want... you just do it! Reviewed on: 16th March 2023
Pedro's avatar
Pedro

Best bank on the High Street

5
I was referred to Monzo and I just love it. It's a definitions of a modern day banking. Reviewed on: 16th March 2023
peju ayoola's avatar
peju ayoola

Overall fantastic

5
Not only the customer service and but the products on offer and technology within the app. Reviewed on: 16th March 2023
Jacob Thom's avatar
Jacob Thom

My experience with Monzo

5
I’m very happy to have a bank account like Monzo it’s been very helpful for me all this time never disappointed me . I always recommended Monzo to my friends and family to have a Monzo account because it’s really helpful . Monzo as as a bank is everything for me I wouldn't change it . Reviewed on: 16th March 2023
Yuliany's avatar
Yuliany

Best virtual bank

5
Banking with MONZO has Been a hassle free thus far, the app is easy to navigate I have never had a reason to put a phone through and that’s flex :) Reviewed on: 16th March 2023
Peace Nwajiobi's avatar
Peace Nwajiobi

Fantastic!

5
Great bank and very helpful! Pots are great! Reviewed on: 16th March 2023
stuart entwistle's avatar
stuart entwistle

Conveniente, easy, quick

5
Love this banking service it is very user friendly, quick and easy to use Reviewed on: 16th March 2023
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