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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

104% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank around

This is the easist way to bank and keep control of your money. Differebt pots for different bills. Easy to transfer whennoutbfor mesls to share the bill.. Reviewed on: 16th March 2023

Love my monzo

Monzo is great for many uses, I enjoy being able to send friends money easier and split the bill Reviewed on: 16th March 2023

Never felt more in control of my banking

Great flexibility (especially the introduction of flex). Brilliant and quick customer service when you need it. Reviewed on: 16th March 2023

So easy to use

Monzo is such an easy app to use. I love that you can have a savings pot just by rounding up every time you spend. It’s also really handy to be able to see what’s in your account, alongside what you actually have left to spend, as Monzo knows what will be coming out of your account on standing orders and direct debits each month. Lastly, being shown how you’re doing spending wise compared to the previous month is really helpful too. Reviewed on: 16th March 2023

Great bank - good to be a member

Switched to Monzo a few years ago. They have continued to innovate and provide some excellent products that really help to manage debt. Monzo Flex is an absolute revelation. A really great Bank Reviewed on: 16th March 2023

The best

I have been for a long time a Monzo current account user and just on the basics of what I need the bank 100% delivers. The transactions notifications, the notices if upcoming direct debits go up or down, the credit interest and the pots! Those pots are just such a help for me for budgeting and putting aside money [similar to the envelope method]. Although when I travel abroad I use a specialised credit card, Monzo current account is a great alternative when I need to make urgent withdrawals abroad with zero fees. I simply love this bank ♥️ Reviewed on: 16th March 2023

Almost perfect

The bank is very easy to work with and if they just had more telephone help for businesses, it would be perfect Reviewed on: 16th March 2023

Great app with regular innovations

Use Monzo for personal and joint accounts. Works really well and love being kept up to date on my spend and budgets. The pots are really useful for organising and saving money. Reviewed on: 16th March 2023

Best bank in the UK

Open the bank account with Monzo two years ago and had nothing but good experiences with a business account great overdraft facility and credit cards. What can you say the best Reviewed on: 16th March 2023

Simple to use.great functions

An easy to use app with lots of useful functions. I can monitor spending and arrange payments quickly and without fuss. A really flexible way of banking Reviewed on: 16th March 2023

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