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Monzo: Current account reviews

4.93
Based on 19,406 reviews, last reviewed 19th May 2026
82% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19406)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Amazing

5
Been with them since 2016, planning to continue for a while yet. Reviewed on: 1st March 2023

Grateful

5
It’s to good manzo bank never issues thx Reviewed on: 1st March 2023

The best online bank

5
Very good customer service and easy to access online and very helpful.I recommend Monzo to everyone. Reviewed on: 1st March 2023

Other banks take note

5
Nothing bad to say about monzo and just praise how simple it is to contact them and get a straightforward reply Reviewed on: 1st March 2023

A good bank with a user-friendly app.

5
An overall good finance planner. Reviewed on: 1st March 2023

Great Bank

5
Great British back highly recommend. :) Great customer service. All good Reviewed on: 1st March 2023

Most convenient bank

5
Very convenient and reliable bank online. Reviewed on: 1st March 2023

Best Banking App

5
The app with the features from the Plus subscription allow me to not only better manage my money but increase my savings efficiency. I just wish there were more Open Banking integrations to other services where I also hold accounts Reviewed on: 1st March 2023

Brilliant

5
I absolutely love monzo hands down the best bank I have had I love the saving pots and the fact they let you get paid early would highly recommend Reviewed on: 1st March 2023

Easy to use

5
Great banking service. Super easy to navigate and use, and also use with different currencies Reviewed on: 1st March 2023

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