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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2935 reviews)

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4.97

Based on 2,935 reviews, last reviewed 12th Feb 2026

42200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The best credit card I have ever used with an easy i... The best credit card I have ever used with an easy interface in the app. Reviewed on: 12th February 2026

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Flex Purchase credit card reviews (2935)

Review of the Monzo, Flex Purchase credit card:

Long time customer

Been with Monzo for a few years now and have had nothing but positive experiences Reviewed on: 26th March 2025

The best credit card I have ever used with an easy i...

The best credit card I have ever used with an easy interface in the app. Reviewed on: 12th February 2026

Awesome experience!

Awesome experience! Easy to use and works perfectly and always. Reviewed on: 12th February 2026

Amazing product

Really smooth product and quite appreciate the features! Reviewed on: 12th February 2026

I Have a special place in my heart for Monzo .

I Have a special place in my heart for Monzo ... always top Reviewed on: 12th February 2026

Very east and Enjoyable with sensible ways of managi...

Very east and Enjoyable with sensible ways of managing money Reviewed on: 12th February 2026

The only credit card that doesn't try to catch me out.

The only credit card that doesn't try to catch me out. I love that repayments don't just go on the never-never, and I'm always in control of my repayments. Reviewed on: 12th February 2026

Flexing has helped me spread cost on unforeseen esse...

Flexing has helped me spread cost on unforeseen essential purchases and I have paid NO INTEREST!!! Reviewed on: 12th February 2026

Monzo changed my relationship to money

Monzo has helped me manage my finances better than ever before. The Pots and Virtual Cards help me to put money aside for specific things. The Flex credit card has Pay in 3 Interest Free which is a big help. Reviewed on: 12th February 2026

Monzo have been absolutely amazing, it’s easy to man...

Monzo have been absolutely amazing, it’s easy to manage your money, credit limit and repayments all with a couple of clicks within the app! Reviewed on: 12th February 2026

It's the best credit card out there

It's the best credit card out there, so easy to track my payments Reviewed on: 12th February 2026

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