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Monzo: Flex Credit Card reviews

4.96
Based on 2,494 reviews, last reviewed 2nd May 2025
34000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

The true meaning of Flex Great transparency and very easy to manage and change agreements or pay off early with no guessing games Reviewed on: 2nd May 2025
Chloe L's avatar
Chloe L

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2494)

Review of the Monzo, Flex Credit Card:

I once missed a payment and Monzo kindly allowed me...

5
I once missed a payment and Monzo kindly allowed me in a 30 day free window which allowed me to have less stress and comfortably pay the flex payment with no issues Reviewed on: 22nd February 2024

Flex Monzo helps me to meet my family abroad

5
Sometimes I need to visit family in Brazil and flex monzo card helps me a lot as the tickets prices are expensive and my salary is very low. Reviewed on: 22nd April 2025

Is the best

5
Is the best. Just good experiences. Reviewed on: 22nd April 2025

Best Bank I Have Used

5
Monzo Flex is one of the best credit cards I have used, if not the best. First of all, the app is very user friendly and easy to manage and all the payments etc wre super fast. Reviewed on: 21st April 2025

Simple and efficient , good communication and easy t...

5
Simple and efficient , good communication and easy to use . Reviewed on: 20th April 2025

I have used the flex credit card.

5
I have used the flex credit card. Brilliant concept of offering credit and keeping in control of the payments through the app. Love Monzo breath of fresh air to banking Reviewed on: 20th April 2025

The experience has been great!

5
The experience has been great! No issues the flex facility helps a lot! Reviewed on: 20th April 2025

Monzo is the best bank ever.

5
Monzo is the best bank ever. They understand their customer wants. Reviewed on: 20th April 2025

Brilliant, easy to navigate and supportive

5
Brilliant, easy to navigate and supportive Reviewed on: 19th April 2025

i have monzo flex and i love it.

5
i have monzo flex and i love it. have convinced all my family to have a monzo flex account. it’s quick and easy to make payments, including early payments. Reviewed on: 19th April 2025

Very good for sending money in whole abroad easily w...

5
Very good for sending money in whole abroad easily with very good price . i always recommended to my friends and family to Join monzo . We have already 56 my family members In United kingdom they are use the only monzo accounts . Reviewed on: 19th April 2025

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