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Monzo: Flex Credit Card reviews

View other Monzo products
4.96
Based on 2,482 reviews, last reviewed 21st Apr 2025
67000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best Bank I Have Used Monzo Flex is one of the best credit cards I have used, if not the best. First of all, the app is very user friendly and easy to manage and all the pa... Read more Reviewed on: 21st April 2025
Elif's avatar
Elif

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
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Paul Rocks
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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel...

Monzo Flex Credit Card reviews (2482)

Review of the Monzo, Flex Credit Card:

Monzo is personalised banking at its best

5
Monzo takes an innovative and human-centric approach to banking. Flex has helped me easily spread the cost of high value purchases while maintaining my credit score. Monzo are also proactive with checking in on their customers' financial station based on account usage and previous conversations. It's personalised banking at its best. Reviewed on: 12th April 2025
Hannah C's avatar
Hannah C

App is very good, being paid early is a massive plus.

5
App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025
Ben W's avatar
Ben W

Love love love Monzo.

5
Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025
Stephen T's avatar
Stephen T

Easy to apply for and use!

5
Easy to apply for and use! Using it on a day to day basis is easy and the repayment options either in full or instalments are great. Finally the ability to change from paying in full to instalments and the flexibility it supplies is great. Reviewed on: 17th April 2025
Vimes's avatar
Vimes

It’s just amazing.

5
It’s just amazing. I love the app and the features. App is easy to use and straight forward. Flex is amazing. The fact you can pay over 3 months interest free too, just wow! Reviewed on: 17th April 2025
Kayleigh T's avatar
Kayleigh T

Its a nice app to manage.

5
Its a nice app to manage.i used monzo for every purchases and I really loved the flex card Reviewed on: 17th April 2025
Ldho's avatar
Ldho

Monzo is great

5
Always enjoyed using Monzo. Easy to use and great customer sert Reviewed on: 17th April 2025
Cand's avatar
Cand

Love the flexi credit card works perfectly for me

5
Love the flexi credit card works perfectly for me Reviewed on: 16th April 2025
Anu's avatar
Anu

Intuitive, slick and competitive.

5
Intuitive, slick and competitive. I'd recommend Monzo Flex to anyone wanting an evolved version of what a credit card can be. Reviewed on: 16th April 2025
twigusa's avatar
twigusa

The app is great, easy to navigate and shows everyth...

5
The app is great, easy to navigate and shows everything I need. The Flex card is the best financial product I've ever used. Reviewed on: 16th April 2025
Will's avatar
Will

Easy to use can see exactly where I am with flex and...

5
Easy to use can see exactly where I am with flex and loan calculator to help if you want to pay more shows then how much saved in interest keep pots for things amazing Reviewed on: 16th April 2025
Liz's avatar
Liz

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