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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2437 reviews)

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4.96

Based on 2,437 reviews, last reviewed 11th Apr 2025

62800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo look at you as a person not just a statistic! Monzo look at you as a person not just a statistic! Their products and services continue to inprove Reviewed on: 11th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can hel...

Monzo Flex Credit Card reviews (2437)

Review of the Monzo, Flex Credit Card:

The best , most flexible credit card available in th...

The best , most flexible credit card available in the United Kingdom Reviewed on: 8th March 2024

Incredibly intuitive and easy to use.

Incredibly intuitive and easy to use. Excellent security features. Reviewed on: 10th April 2025

Good knowledge of apr% on card, kept in loop

Good knowledge of apr% on card, kept in loop Reviewed on: 10th April 2025

Been with the bank for 3-4 years now i believe, not...

Been with the bank for 3-4 years now i believe, not a single complaint, everything is convenient and app based, where you can connect to a human for support, if needed. Reviewed on: 10th April 2025

I enjoy their three months interest free rate

I enjoy their three months interest free rate Reviewed on: 10th April 2025

Monzo Flex - a students best friend

As a student, managing money is already a challenge, but Monzo Flex has genuinely been a game-changer for me. I’ve been using it for a few months now, and it’s honestly one of the best financial tools I’ve come across. What I love most is the flexibility (no pun intended). Being able to split payments into 3, 6, or 12 months with clear, upfront costs helps me budget better without feeling overwhelmed. It means I can buy what I need—whether it’s textbooks, tech, or even grocerie... Reviewed on: 10th April 2025

No fees credit card.

No fees credit card. Amazing app and user interface as the current account. Easy to track your spending, flexibility to decide when and how much to pay. Possibility to split specific purchases only for a fixed time with no or average interest rates. Reviewed on: 10th April 2025

Monzo are great!

Monzo are great!, relateable, Hip and refreshing giving the banking sector a run for its money "No pun intended" - the Flex card makes those big purchases less daunting - 5* from me Reviewed on: 10th April 2025

Uni Life with Monzo

I have been using monzo since I was around 16. it allowed me to independently manage my own money, create savings and spend money easier abroad. in recent years i have been using the flex card. this feature has saved my life so many times. as a uni student, it can be hard to find a credit card or someone that trusts you to pay it back. using flex has allowed me to make my priority payments, and then anything else I can pay back in instalments which creates more flexibility with ... Reviewed on: 10th April 2025

Flex is a brilliant product.

Flex is a brilliant product. I loved using it for all my purchases Reviewed on: 10th April 2025

Flex Credit Card

Good offering of 3 month interest free repayments Reviewed on: 10th April 2025

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