Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2397 reviews)

View other Monzo products

4.96

Based on 2,397 reviews, last reviewed 7th Apr 2025

58800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is so easy to use and easy to navigate around. Monzo is so easy to use and easy to navigate around. The app wants you to save money naturally and is an exciting approach to finance. The services ar... Read more Reviewed on: 7th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2397)

Review of the Monzo, Flex Credit Card:

Flex is flexible

Flex is super flexible and helps me manage spending, especially a few days before pay day! Reviewed on: 2nd March 2023

A smooth banking with great flexibility.

A smooth banking with great flexibility. And lots of payment options for the expenses and safe for transactions. Reviewed on: 2nd April 2025

I love Monzo for its savings pots and flex card whic...

I love Monzo for its savings pots and flex card which have led me to make it my main banking account since 2023. Also love the end of year wrap up. Easy to use, not flogging merchandise at me and delivers when I need it! Reviewed on: 2nd April 2025

10/10 would do it again for the free greggs

Never had any issues with the bank, the only time I had to contact customer service it was solved pretty fast Reviewed on: 2nd April 2025

My experience with manzo since one years open accoun...

My experience with manzo since one years open accounts it’s very great service Reviewed on: 2nd April 2025

My Flexible friend!

I use flex often, i find it easy to use very flexible in paying off as you choose. Reviewed on: 1st April 2025

best bank and its totally free with loads of features

Convenient banking which can be used worldwide. I love the savings pots and easy to use investment plans which are a free. Also. The new flex account gives even more flexibility for your money. I have opened an account for my 13 year old with monzo, she absolutely loves it and has already began using the saving pots which is great to help her learn about money. Reviewed on: 1st April 2025

The Monzo Flex Credit Card is fantastic!

The Monzo Flex Credit Card is fantastic! The ability to split my purchases into three interest-free payments has been incredibly helpful and works perfectly for my budget. It's such a convenient feature, and it makes managing finances easier. Monzo continues to impress with its customer-friendly services. Definitely the best bank for me! Reviewed on: 1st April 2025

Straight forward banking

Best bank I’ve been with nothings ever an hassle when you call Reviewed on: 1st April 2025

The Best Bank Service Ever!!

I have been using two bank apps for past few years, but this is the best and user friendly service I ever had. Easy to do the payments, setup direct debits, savings. I love the service. Keep it up! Reviewed on: 1st April 2025

Flex has helped me in my mission to rebuild my credi...

Flex has helped me in my mission to rebuild my credit score. Reviewed on: 1st April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Wave 2.65 from 3 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews
Credit Builder
from Chime 0.00 from 0 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub