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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
61% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

Monzo Flex Credit Card reviews (2506)

Review of the Monzo, Flex Credit Card:

Just a simple effective banking experience providing...

5
Just a simple effective banking experience providing everything I need and more. Reviewed on: 1st February 2024

Best Credit Card I Ever Had

5
The Monzo flex credit card is the best credit card experience I have ever had! The ability to flex purchases individually, and also to decide to flex things after you've already paid is amazing. The 0% interest for 3 months makes this a really useful card for small to medium sized purchases and for building my credit up. I like that you don't need to get a physical card as that's one less piece of plastic! Reviewed on: 22nd April 2025

Great service

5
It’s simple and just works. Nothing much to add. Reviewed on: 22nd April 2025

Flex Monzo helps me to meet my family abroad

5
Sometimes I need to visit family in Brazil and flex monzo card helps me a lot as the tickets prices are expensive and my salary is very low. Reviewed on: 22nd April 2025

Is the best

5
Is the best. Just good experiences. Reviewed on: 22nd April 2025

Best Bank I Have Used

5
Monzo Flex is one of the best credit cards I have used, if not the best. First of all, the app is very user friendly and easy to manage and all the payments etc wre super fast. Reviewed on: 21st April 2025

Simple and efficient , good communication and easy t...

5
Simple and efficient , good communication and easy to use . Reviewed on: 20th April 2025

I have used the flex credit card.

5
I have used the flex credit card. Brilliant concept of offering credit and keeping in control of the payments through the app. Love Monzo breath of fresh air to banking Reviewed on: 20th April 2025

The experience has been great!

5
The experience has been great! No issues the flex facility helps a lot! Reviewed on: 20th April 2025

Monzo is the best bank ever.

5
Monzo is the best bank ever. They understand their customer wants. Reviewed on: 20th April 2025

Brilliant, easy to navigate and supportive

5
Brilliant, easy to navigate and supportive Reviewed on: 19th April 2025

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