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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
61% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

Monzo Flex Credit Card reviews (2506)

Review of the Monzo, Flex Credit Card:

Credit card designed for transparency

5
Easier credit cart issue in a few seconds. Great design that makes it very transparent in payments and interest charged. Reviewed on: 25th March 2025

i have monzo flex and i love it.

5
i have monzo flex and i love it. have convinced all my family to have a monzo flex account. it’s quick and easy to make payments, including early payments. Reviewed on: 19th April 2025

Very good for sending money in whole abroad easily w...

5
Very good for sending money in whole abroad easily with very good price . i always recommended to my friends and family to Join monzo . We have already 56 my family members In United kingdom they are use the only monzo accounts . Reviewed on: 19th April 2025

Easy to use and fun

5
Easy to use and some how makes it fun, especially when you manage to pay back early. Reviewed on: 18th April 2025

Best credit card provider MONZO

5
As a new migrant in the UK no financial service provider gave me a chance when I was searching for a credit card, but Monzo did, they didn’t stop there, I can use my credit card and repay it over 3 months INTEREST FREE that’s the climax for me. I am so much impressed with that, I have used my credit card for over a year but have never paid a penny in interest because I clear my balance in 3 months. Very helpful and handy in time of crunching financial needs. Reviewed on: 18th April 2025

App is very good, being paid early is a massive plus.

5
App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025

Love love love Monzo.

5
Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025

Easy to apply for and use!

5
Easy to apply for and use! Using it on a day to day basis is easy and the repayment options either in full or instalments are great. Finally the ability to change from paying in full to instalments and the flexibility it supplies is great. Reviewed on: 17th April 2025

It’s just amazing.

5
It’s just amazing. I love the app and the features. App is easy to use and straight forward. Flex is amazing. The fact you can pay over 3 months interest free too, just wow! Reviewed on: 17th April 2025

Its a nice app to manage.

5
Its a nice app to manage.i used monzo for every purchases and I really loved the flex card Reviewed on: 17th April 2025

Monzo is great

5
Always enjoyed using Monzo. Easy to use and great customer sert Reviewed on: 17th April 2025

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