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Monzo: Savings reviews

4.92
Based on 120 reviews, last reviewed 7th Apr 2025
8400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2 star
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Latest highest rating:

5

Monzo Makes Banking So Easy! I’ve been using Monzo for a while now, and it’s honestly one of the best banking experiences I’ve had! The app is super user-friendly, making it easy ... Read more Reviewed on: 7th April 2025
Jess C's avatar
Jess C

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Savings reviews (120)

Review of the Monzo, Savings:

Great app, needs to make IRL better.

4
Great app but terrible in real life, the horror stories about being unable to get access to your account and money if you lose your phone and card are very scary. Reviewed on: 15th February 2024

Satisfactory banking services experience, with core...

5
Satisfactory banking services experience, with core banking activities Reviewed on: 26th March 2025

The best banking app I ever used in uk

5
The best banking app I ever used in uk Reviewed on: 19th March 2025

A Fantastic Banking Experience with Monzo

5
A Fantastic Banking Experience with Monzo I've been using Monzo for over a year now, and I couldn't be happier with the service! From the moment I opened my account, the entire process was seamless and incredibly user-friendly. The app itself is intuitive, making it easy to track my spending, set up budgeting goals, and manage my finances in real-time. One of the standout features for me has been the instant notifications. Whether it's a transaction or an account update, I get notified immediately, which gives me full control and transparency over my finances. Additionally, I love how Monzo’s app offers helpful insights into my spending habits, helping me stay on top of my financial goals. The customer service is also top-notch. I’ve contacted them a few times for minor queries, and they’ve always been prompt, friendly, and incredibly helpful. The fact that they are available 24/7 via the app is a huge plus! Monzo’s no-fee foreign transactions are another highlight. As someone who travels frequently, it’s a relief to know I won’t be hit with hidden fees when spending abroad. Plus, the ability to instantly freeze and unfreeze my card gives me added peace of mind. Overall, Monzo has completely changed the way I manage my money. It's simple, efficient, and offers so many great features that make banking a breeze. I highly recommend Monzo to anyone looking for a modern, hassle-free banking experience! Reviewed on: 19th March 2025

The Only Bank That Saves My Money and My Sense of Humor

5
I've been using Monzo for a year now, and honestly, I don’t know how I survived without it. From saving pots that make me feel like a financial genius (even if it’s just £5 for a Friday coffee) to transferring money abroad without feeling like I’ve been robbed, Monzo has been an all-rounder. But let’s not forget Monzo’s true masterpiece, your LinkedIn presence. In a world of corporate jargon and "thought leadership," they actually make banking funny. Rare. Unheard of, almost as rare as me remembering my card PIN after using Apple Pay for six months straight :p. All in all, Monzo has been a game changer, and unless you start charging me for breathing, I’m here for the long run. Reviewed on: 19th March 2025

Easiest way to manage money

5
It’s literally so easy to have your savings in Monzo and move them around. They make money management a piece of cake. Reviewed on: 19th March 2025

Very easy UX, solid features, great customer service

5
Very easy UX, solid features, great customer service Reviewed on: 19th March 2025

I absolutely Love Monzo, I was recommend Monzo by my...

5
I absolutely Love Monzo, I was recommend Monzo by my partner and now my whole family use it! So great to use and currently doing the savings challenge! Reviewed on: 19th March 2025

Good Experience

5
Good Experience, I love Monzo!!! Reviewed on: 19th March 2025

Excellent saving rates

5
Very good rates on saving accounts and immediate funds available when the new months starts. Reviewed on: 18th March 2025

Good banking experience, easy to handle

4
Good banking experience, easy to handle Reviewed on: 18th March 2025

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