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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.59 (1110 reviews)

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4.59

Based on 1,110 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

74%

15%

Latest highest rating:

5

Does everything I need from a current account The 24/7 self-service foyer at my local branch with a paying-in machine is something I genuinely value — not all banks offer that. Minor gripe: the ma... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1110)

Really good bank

I've been with nationwide for over 15 years and have always been impressed with their current account service. I do all of my banking online and the nationwide offer is easy to use and pretty convenient. I like the services they offer (free travel insurance and cash back on the credit card) my only niggle would be that interest rates could be higher for savings and their app could provide a statement which goes back further in time. Generally very pleased with the account and not actively looking to change. Reviewed on: 20th November 2015

Great customer service in branch

The in branch staff are so helpful with enquires of products I am intersted in. They are friendly, approachable and great at explaining anything I didn't understand. Reviewed on: 12th November 2015

Good company to bank with.

I recently got a FlexAccount from Nationwide and I am finding it very useful. Staff were very helpful when I had to visit one of their branches to activate my account. I am so glad that I decided to bank with Nationwide. Reviewed on: 11th November 2015

Efficient effective polite and courteous.

Nationwide when I had problems with my Flex Account they were very attentive. Quick to respond, thorough, methodical and efficient at dealing with the complex query and quick to try and provide an adequate solution. Reviewed on: 5th November 2015

Helpful staff

Have banked with others in the past, but find Nationwide staff to be exceptionally helpful. Day to day banking always easy Reviewed on: 31st August 2015

good account

easy account to manage online and in branch. Staff appear to be knowledgeable about the products Reviewed on: 31st August 2015

good solid current account

I have been a nationwide customer for about 5 years and so far have had no complaints. The flexaccount current account does everything I want it to. I have my direct debits set up and they are always paid on time, I can set up standing orders with no problems whatsoever. I have never had any problems in using my card either to buy in shops, online, or taking out cash through any cash machines. The bonus is that I get yearly european travel insurance free each year from this account providing I put £750 each month into the account, I have my wages paid in each month. I have also used the travel insurance on several occasions but have never had to claim on it yet. A good, solid current account. Reviewed on: 30th August 2015

They have kept me loyal

I applied for an account with Nationwide about 12 years ago in the first place and the process was made very simple. I filled out a form and sent it off and then a week or so later my confirmation letter and bank card arrived. I like that the account comes with a debit card meaning I don't have to carry much cash around and I like that I can access my account online any time I want. They have added a card reader to the account so that you have added security online but you can still log in with your usual details, if you then ask to pay money to somewhere new you will be asked to use the reader preventing fraud. I am very happy with the account and have put my children's money in an account there too. Reviewed on: 29th August 2015

great account

helpful staff and easy to use account. i have banked with nationwide for 10 years and never considered changing Reviewed on: 28th August 2015

Nice and easy

Easy account to operate and the staff are nice. You can be seen quickly if there is a problem Reviewed on: 28th August 2015

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