Write a review

Go to business site

Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.45 (1013 reviews)

View other Nationwide products

4.45

Based on 1,013 reviews, last reviewed 27th Feb 2026

7000% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

73%

15%

Latest highest rating:

5

Ethical, trustworthy and I'm a member I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewar... Read more Reviewed on: 22nd February 2026

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026

Read all reviews See your review

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (1013)

Review of the Nationwide, FlexAccount:

I have been banking with them for 19 years its a go...

I have been banking with them for 19 years its a good bank Reviewed on: 3rd February 2025

Dreadful Customer Services Experience

I received a telephone call and I asked who they were and from where. He then asked me some security questions, but even after that would not tell me why he had called. I asked for his number and said I would ring the number on my card. I eventually got through to an agent, who called me by my first name throughout. They could not tell me what the call was about and said I had not passed the previous security questions, even though she asked me the same questions. After I passed security, I asked what the call was that I had received earlier, about, she said I had to answer some questions first, as she could not tell me then. The long and the short of it is, because I had paid some money into a personal account for some work I had done at home, they queried whether it was a fraudulent activity. I had to explain what the work was, who did it, how long it took and how I knew him. They asked about my mental health and if anything was bothering me and if I someone had been into my property and if I had been asked to lie to Nationwide about this payment. They said I was being difficult and that's why they had to ask me all these questions! I asked if payment would be made and they kept saying I had to answer more questions, They kept asking me several questions, but in different ways. They said as there was no obvious connection to myself and the payee, they had to ask me my relationship with him etc, hence why all the questions from above. I felt as though her manner was almost like being a bully and said she made me feel like a criminal and I had done nothing wrong. She apologised and said she needed to ensure I was of sound mind! Even after payment went through, she could not give me an email address to write to, at my request and said my app would reboot in 5-10 minutes. I said it had not and she then said it could take up to 48 hours. All information I was given was backtracked on, when I queried it. She did not even know the full address and postcode of the building where she worked in was! It was a very distressful and harrowing experience, of which I feel I should never have been put through or treated in such a way. Needless to say, I have removed all my savings from Nationwide and transferred them into another Bank. Reviewed on: 15th July 2024

THE VERY WORST SERVICE EVER!!!!!!!!!!!!!!!!!!!!!!!!!

Members of staff are the RUDEST people that I have ever met at in my life! Very entitled, arrogant and condescending! Whenever I am at the Hayes and Uxbridge branches, I do NOT feel welcomed at all! They have messed up transcations of a lot money from Natwest! I AM VERY HAPPY THAT IT WILL HAVE BEEN SUCCESSFULLY RESOLVED/SORTED OUT! BUT WORDS TO DESCRIBE THE SERVICE: PATHETIC, ATROCIOUS, INCOMPTENT, PITIFUL AND GARBAGE! I COULD NOT CARE LESS/GIVE DAMN ABOUT THEIR CEO, MANAGING DIRECTOR! I AM THE PERFECT CUSTOMER AND I BOTH DEMAND/DESERVE IMPECCABLE PERFECTION! Reviewed on: 7th July 2024

Something's gone very wrong at the Nationwide

I've been a customer with Nationwide for more than 20 years and over that time held considerable savings with them and a mortgage. I don't know what has happened in the last couple of years but they seriously need the regulators to take a look at their conduct and their claims to be a Building Society, I haven't had any of the so called 'fairer share' payments and it's now looking like Nationwide is now a bank - NOT a building society. They don't have the right in my eyes to abuse their position and straddle both sides of the fence. You are seemingly now expected to make them your key banker. That's wrong and misleading and goes against the idea of mutual status. Furthermore they have given the wrong impression to the public as recently ruled by ASA (Advertising Standards Authority) that they are not closing branches. Mine has closed in Tottenham which is an area that needs Building Societies close by not 'close by' in more affluent / profitable parts of London. Furthermore I put an application in to switch from HSBC to Nationwide. I had documents emailed to me relating to the switchover - but there's no trace of the application or any proper follow-through which concerns me about how they are handling information also. I've started a process of ending my business with them when it's now clear you can get much better savings rates and service elsewhere. Something has gone very wrong with this once much loved institution. People need to be aware of this. Reviewed on: 18th June 2024

I have been with Nationwide since I was 18 and have...

I have been with Nationwide since I was 18 and have always been so impressed with their service. This is the second year I have received £100 pounds from them as they share their profits with their members which is a great and fair incentive to be with them too. I would never switch to any other bank or building society. Reviewed on: 17th June 2024

A current account with many benefits, breakdown car...

A current account with many benefits, breakdown car assistance, travel insurance or mobile insurance Reviewed on: 12th June 2024

I have been with them many years and love that they...

I have been with them many years and love that they do not have shareholders except the customers. It makes them value for money and customers are getting a cashback this year. Reviewed on: 11th June 2024

Never had a problem with this service.

Never had a problem with this service. All payments have always arrived on time and, as for in-bank dealings, staff have been friendly. Reviewed on: 4th June 2024

Been with them for over 30 years

Been with them for over 30 years, never had a problem with them Reviewed on: 2nd June 2024

I've been banking with nationwide for over two years...

I've been banking with nationwide for over two years now after regularly switching accounts for the switch bonuses. Even with switch incentives from other banks I haven't been convinced to move away from nationwide. Customer service has always been great & available products regularly competitive Reviewed on: 28th May 2024

Very good bank I have had no problems at all.

Very good bank I have had no problems at all. Very friendly staff in branch and on the phone. Reviewed on: 28th May 2024

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Silver Added Value Account
from Lloyds Bank 3.75 from 19 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.80 from 70 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub