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Nationwide: FlexAccount reviews

4.45
Based on 1,013 reviews, last reviewed 27th Feb 2026
7000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Ethical, trustworthy and I'm a member I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewar... Read more Reviewed on: 22nd February 2026
clairesalem2018@gmail.com's avatar
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Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (1013)

Review of the Nationwide, FlexAccount:

I have been banking with them for 19 years its a go...

5
I have been banking with them for 19 years its a good bank Reviewed on: 3rd February 2025

Great service for years

5
Ive received great banking service for years! Reviewed on: 9th August 2021

A professional and courteous service.

5
From my first day of opening my account with Nationwide, I have been very pleased with their professional and courteous manner and approach. Their advisers are always very friendly and helpful, offering advice whenever needed. I also find that they are not intrusive, and respect the customers privacy and needs. Reviewed on: 5th August 2021

Bad

1
Still charging the fee for holiday insurance all through lockdown and no one could go on holiday, they should pay every account holder back Reviewed on: 2nd July 2021

Good connection

4
Fine smart bank every time look company money and sale Control easy Reviewed on: 14th June 2021

Great services, horrendous interface

3
the bank provides all of the facilities one would need for day-to-day banking, but that is all ruined by the truly horrendous interface and design. Reviewed on: 18th April 2021

Great for families

5
Used them for over 50 years and now online they are great for moving funds between family members who all have Nationwide accounts. Reviewed on: 16th April 2021

Easy to use

4
Best experience with security and authentication, very hard to be frauded Reviewed on: 15th April 2021

Slow moving, clunky UX, very frustrating security

2
I've used them for many years, and can't really say there's much of a difference between them and any other bank other than their security protocols for accessing your bank are much more inconvenient that others I've used (they still use a card reader for example). It's typical slow, frustrating, unhelpful banking that you use only when you must. Reviewed on: 13th April 2021

Always there

5
I have been with Nationwide since I was 12, I am now 40. They have always been there and happy to help. Any problems I had, their friendly staff were always on hand and helped me look after my money. Reviewed on: 7th April 2021

Clear internet banking formats and easy to use.

5
My first bank account and it continues to be a clear, well structured way for me to keep track of my finances, move money and set up my budgets. Would highly recommend, Reviewed on: 6th April 2021

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