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Nationwide: FlexAccount reviews

4.33
Based on 819 reviews, last reviewed 6th Feb 2025
67% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
68%
See only 4 star reviews
18%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
9%

Latest highest rating:

5

Easy to manage either through app or from the computer. Easy to manage either through app or from the computer. Clear sources of information. Reviewed on: 6th February 2025
John Hook's avatar
John Hook

Latest lowest rating:

1

DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK... DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK Was offered £200 to switch my current account to Nationwide. With hindsight if I had been offered £500 ... Read more Reviewed on: 20th August 2024
CR's avatar
CR

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (819)

loyal customers mean nothing

1
I have two current accounts with nationwide one single and one joint. I went on maternity leave and as I was not receiving a wage my overdraft was taken away on my single account to the sum of £900 due to this I could not pay some direct debts due and this affected my credit score our joint account had an overdraft limit of nearly 5000 we asked for it to be increased to £2000 nationwide refused due to my recent credit score rating that I feel was caused by them. I have been a loyal customer for over two decades and always had an excellent credit score but have received no help from this bank even though there earlier decision has been a major influence on my recent credit score which is why we were refused a greater overdraft on our joint account Very disappointed with this bank and would not recommend them to anyone. Reviewed on: 23rd June 2018

Happy

5
Very happy with this account and happy with the customer service both in store and on the phone. The app is time saving and convenient Reviewed on: 20th June 2018

Brilliant app and banking

4
The app for the flex account is easy to use, easy to manage and pay people from. The account itself has a great interest rate for balances up to 2500 Reviewed on: 10th June 2018

Spot On Bank

5
We have had accounts with Nationwide for many years. Finished the mortgage years ago and kept them for the banking. CHAPS/SWIFTS - never a problem, shame they stopped direct dollar deposits but easy to work around. Online and phone app are very easy to use. Branch staff have always been helpful especially during our recent house move. Reviewed on: 3rd June 2018

Loyal customer

4
Have been a Nationwide customer for over 15 years and wouldn't change a thing. Good service and rewarded loyalty. Reviewed on: 3rd June 2018

THE BEST AROUND

5
I've been with nationwide now for 2 years and i cannot fault them. The card reader, for internet banking, is a great little device, and makes it so easy to get online but with extra secutiry. There customer service team are very helpful and knowledgable Reviewed on: 27th May 2018

Low cost fee with loads of benefits

5
Excellent current account with excellent customer service, look no further for great banking Reviewed on: 17th May 2018

Great bank

5
The best Bank ive ever banked with, easy to contact and talk too, resolve any issues immediately Reviewed on: 16th May 2018

The flex account is great with its add on free travel insurance cover

4
The flex account is great with its add-on free travel insurance cover which is a great help for summer holidays instead of having to buy and look for additional insurance. Reviewed on: 7th May 2018

Simple, Easy-to-use account

4
A perfect no-frills bank account, does what you need it to, no more, no less. Reviewed on: 8th April 2018

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