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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.16 (223 reviews)

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4.16

Based on 223 reviews, last reviewed 21st Jun 2026

160% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

20%

11%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (223)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Excellent Card

friendly telephone staff, good rates, very good on security and fraud. Reviewed on: 21st November 2019

Worst Bank EVER - DO NOT BANK WITH THIS BUNCH OF CROOKS

After getting behind with some payments due to financial problems, Nationwide informed me that they intend to ILLEGALLY change the unsecured credit card debt into a SECURED debt which they were going to secure against my house. This is utterly irresponsible and illegal !!! Reviewed on: 10th November 2019

Best experience overall compared with all other banks!

Best experience overall than all other banks I have used in the past! Reviewed on: 7th November 2019

Good and Bad Nationwide

Good customer service but annoyingly will only text main cardholder if a query- will not take or use an alternative mobile number Reviewed on: 6th November 2019

cashback

good cashback rates for none american express eligible people. Reviewed on: 30th July 2019

Caution

Before giving me a credit card Nationwide gave me a long talk on the best way to handle money and then quizzed me on all the information. They were very thorough and seemed to really care for my needs. Reviewed on: 22nd June 2019

So easy

Easy to take out, usually a good opening offer available and there for you in an emergency. I had my card stop working on holiday and their advice was great. Reviewed on: 9th June 2019

Nice people to deal with.

Easy to use everywhere and very customer friendly. Reviewed on: 9th June 2019

Manage your credit balance

They're careful when increasing or decreasing credit limit. Not a reckless company. Reviewed on: 9th June 2019

Doesn't quite make my grade

It was good as a cashback card for a while.Then they cut the amount,not worth the hassle now. Reviewed on: 1st June 2019

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