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Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.17 (197 reviews)

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4.09

Based on 196 reviews, last reviewed 13th Jun 2025

75% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Easy to manage. The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (197)

Review of the Nationwide, Credit Card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

NW credit card

does the job - never any problems Reviewed on: 9th November 2017

Always deal with issues promptly

Nationwide have always dealt efficiently with any fraudulent transactions using lost/stolen credit cards. Frontline and telephone staff helpful and knowledgeable. I have been a customer with them for a great number of years and never persuaded to change for some “more lucrative deal” due to their excellent service Reviewed on: 8th November 2017

Great Card great company

No issues during my first year using the card, great intro rates and 0% and online banking is a breeze Reviewed on: 6th November 2017

does the job

no problems using them.. efficient service Reviewed on: 6th November 2017

Great Card

We use our credit card to pay for most things and then pay off the balance in full at the end of the month, this means there is no extra to pay back but we get cash back which over the course of the year ends up being around £75. It is a great card to use abroad as well. Reviewed on: 6th November 2017

Home & Abroad

Used anywhere with no additional charges. Reviewed on: 9th August 2017

Good

It's a good product, but the customer service at times could be better. Reviewed on: 30th June 2017

Quick to solve any issues and quickly onto fraudulent activity

My experience of having a nationwide credit card is that they are quick to solve any issues and quickly onto fraudulent activity, sending out new cards speedily. Reviewed on: 11th June 2017

Select Credit Card

Free to use in any country (no commission), easy t o use mobile banking app, and 0.5% cashback on sterling purchases. Using this instead of my debit card is a no brainer, and pay it off every month to prevent incurring interest. Reviewed on: 11th June 2017

Excellent Credit Card

As an existing Nationwide customer the application process was very easy. The cards arrived within a few days and included an interest free period and a fee free balance transfer. I even received a bonus for taking the card out. Reviewed on: 11th June 2017

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