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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.18 (202 reviews)

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4.17

Based on 202 reviews, last reviewed 22nd Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Excellent all-round service from Nationwide. Excellent all-round service from Nationwide. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (202)

Review of the Nationwide, Credit card:

Great card

This was the best long term deal I could get for balance transfer and a only 17.9%. Reviewed on: 30th May 2017

Great Card

We use our credit card to pay for most things and then pay off the balance in full at the end of the month, this means there is no extra to pay back but we get cash back which over the course of the year ends up being around £75. It is a great card to use abroad as well. Reviewed on: 6th November 2017

Home & Abroad

Used anywhere with no additional charges. Reviewed on: 9th August 2017

Good

It's a good product, but the customer service at times could be better. Reviewed on: 30th June 2017

Quick to solve any issues and quickly onto fraudulent activity

My experience of having a nationwide credit card is that they are quick to solve any issues and quickly onto fraudulent activity, sending out new cards speedily. Reviewed on: 11th June 2017

Select Credit Card

Free to use in any country (no commission), easy t o use mobile banking app, and 0.5% cashback on sterling purchases. Using this instead of my debit card is a no brainer, and pay it off every month to prevent incurring interest. Reviewed on: 11th June 2017

Excellent Credit Card

As an existing Nationwide customer the application process was very easy. The cards arrived within a few days and included an interest free period and a fee free balance transfer. I even received a bonus for taking the card out. Reviewed on: 11th June 2017

Credit card Customer Service

Much more helpful than any other company I have dealt with Reviewed on: 10th June 2017

Reliable Company

I like Nationwide because they are local with long opening hours and very helpful and knowledgeable. Reviewed on: 1st May 2017

a good, basic service

nationwide gives good customer service, but, as with the credit card industry in general, things could be simplified and clarified Reviewed on: 21st April 2017

Terrible

Terrible overly risk adverse product that rejects online purchases for little or no reason. Leaving you without out your purchase, then makes you jump through hoops to fix their error! Very poor Reviewed on: 21st April 2017

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