Write a review

Go to business site

Nationwide: Credit card reviews

Name: Credit card
Rating: 4.02 (210 reviews)

View other Nationwide products

4.02

Based on 210 reviews, last reviewed 24th Mar 2026

700% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Help with Credit Card Fraud Nationwide have helped me many times when I’ve been concerned about fraud on my credit card. They have always been professional, kind and extremely he... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (210)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Nationwide

Service is not very helpful and always takes such a long time to resolve my issues. Reviewed on: 23rd May 2016

great to use abroad no charges in the EU

Use this in the EU and there are no charges like other credit cards. In the UK you get money discounts/ offers, at selected retailers, which change once in a while, online at my rewards with Nationwide. Reviewed on: 8th May 2016

Credit card accepted everywhere

We have had the Nationwide Select Credit card for a number of years ad never experienced any problems using online or instore. The interest charged for this card is a reasonable 15.9% if you have a Nationwide current account, as we have. Also, the interest rate can be avoided completely if you pay the outstanding amount in full, as we do. Cashback is 0.5% when spending on this card, and there are more attractive rates of cashback offered by other banks and building societies. However, I like to have a credit card with my main building society, and the Select credit card is easy to use, with a credit limit suitable for our needs. The card also gives access to various rewards offered by Nationwide, as there rarely seems anything we need. For a simple and easy to use credit card, I would recommend the Select. Reviewed on: 6th May 2016

Earn credit to use abroad

I've always received a great service from Nationwide credit card. I like that you can build up a reserve of credit which you can use abroad for free exchanges. So you are charged any exchange fees. Reviewed on: 6th May 2016

Nice rewards

Good experience and rewards, I cannot complain Reviewed on: 24th April 2016

no understanding when we ran into financial problems due to illness

no support when we needed understanding Reviewed on: 23rd April 2016

Very good

Very good at advise and limiting if you are allowed a large sum. Very friendly staff and extremely competitive rates Reviewed on: 22nd April 2016

Nationwide Visa Credit Card accepted everywhere

I would recommend Nationwide Visa credit card. When spending on the credit card, I always pay the balance before it is due. That way there is never any interest charged. If you decide to wait until the payment is due, interest rates are 17.9%, which is quite competitive compared to other banks and building societies. We have a Nationwide flex current account, and payments into the credit card can easily be done through the online banking system. We have a reasonable credit limit, more than enough for our needs, and have never had any problems using the card. Reviewed on: 21st April 2016

CREDIT CARD

No fees or interest to pay on balance transfers or purchases - all interest free for a year. Reviewed on: 21st April 2016

Great for cashback

Nationwide's select credit card is a great option as you get cash back every time you use it. If you have a current account with them as well it is perfect for using abroad as there are no fees which makes a big difference to holiday expenses. Their customer service is good too - when I had a problem with my card recently they were very helpful and understanding and resolved my problem fairly and easily. Reviewed on: 21st April 2016

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews
Credit card
from M&S Bank - Marks and Spencer 2.83 from 190 reviews
Clubcard credit cards
from Tesco Bank 4.03 from 328 reviews

Want to see more from Nationwide?

Student Current Account
from Nationwide 5.00 from 6 reviews
Cash ISA
from Nationwide 4.78 from 70 reviews
Regular Savings
from Nationwide 4.68 from 91 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub