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Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.16 (196 reviews)

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4.08

Based on 196 reviews, last reviewed 13th Jun 2025

75% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Easy to manage. The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (196)

Review of the Nationwide, Credit Card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Spending with Cashback!

Great credit card which gives cashback on spending. No interest to pay when you pay the balance each month. Easily transfer payment through Nationwide's excellent online banking system. Recommended. Reviewed on: 21st November 2015

Excellent Service

I recently applied for a credit card with Nationwide as I wanted to improve my credit rating. I went into my local branch and was able to speak to someone straight away and apply for the card. The rates and terms were all explained well and he also helped me to set up paying off my outstanding balance at the end of the month so I would not have to pay any interest. I was very happy with the service provided and after having the card for several months now have had no problems. Reviewed on: 28th August 2015

Targeting the vulnerable.

I will never forgove Nationwide for calling me into branc the day I turned 18 and giving me a £2000 overdraft and £3000 credit card. Irresponsible lending at its worst! 5 years later and I'm still paying it all off! Reviewed on: 26th August 2015

.5% cash back, never any problems, good currency rate abroad

I have the "select" half percent cash back card, buying on this card, as long as you pay it in full every month, gives a nice little boost at the end of the year. There are never any problems with card payments e.g. late, doubled, missing or declined in error. They have a really good euro rate when you use the card to buy in Europe. They have a good, easy-to-use website and the staff are always helpful. Reviewed on: 27th April 2015

A good all rounder

A good all round card that has a sensible limit, some benefits and a reasonable rate. Not spectacular, but nice and stable. Reviewed on: 20th October 2014

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