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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.12 (224 reviews)

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4.12

Based on 224 reviews, last reviewed 2nd Sep 2026

60% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

20%

12%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026

Latest lowest rating:

1

They don’t give me a loan for clearance of my credit... They don’t give me a loan for clearance of my credit cards Reviewed on: 2nd September 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (224)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Targeting the vulnerable.

I will never forgove Nationwide for calling me into branc the day I turned 18 and giving me a £2000 overdraft and £3000 credit card. Irresponsible lending at its worst! 5 years later and I'm still paying it all off! Reviewed on: 26th August 2015

.5% cash back, never any problems, good currency rate abroad

I have the "select" half percent cash back card, buying on this card, as long as you pay it in full every month, gives a nice little boost at the end of the year. There are never any problems with card payments e.g. late, doubled, missing or declined in error. They have a really good euro rate when you use the card to buy in Europe. They have a good, easy-to-use website and the staff are always helpful. Reviewed on: 27th April 2015

A good all rounder

A good all round card that has a sensible limit, some benefits and a reasonable rate. Not spectacular, but nice and stable. Reviewed on: 20th October 2014

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Nationwide: Credit card reviews

60% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Credit card reviews (224)

Good for using on holiday

Targeting the vulnerable.

.5% cash back, never any problems, good currency rate abroad

A good all rounder

Do you have a different Nationwide product?

Want to see more from Nationwide?

FlexDirect

Cash ISA

Flex Regular Saver

Join Smart Money People

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