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Nationwide: Credit card reviews

View other Nationwide products
4.16
Based on 223 reviews, last reviewed 21st Jun 2026
160% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
20%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent Great interest rate easy to use Nationwide allways protect your purchase. Reviewed on: 21st June 2026
Lynn Morris's avatar
Lynn Morris

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026
Fred Z's avatar
Fred Z
Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (223)

Review of the Nationwide, Credit card:

Good for using on holiday

4
Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023
gden's avatar
gden

.5% cash back, never any problems, good currency rate abroad

5
I have the "select" half percent cash back card, buying on this card, as long as you pay it in full every month, gives a nice little boost at the end of the year. There are never any problems with card payments e.g. late, doubled, missing or declined in error. They have a really good euro rate when you use the card to buy in Europe. They have a good, easy-to-use website and the staff are always helpful. Reviewed on: 27th April 2015
Quoque's avatar
Quoque

A good all rounder

3
A good all round card that has a sensible limit, some benefits and a reasonable rate. Not spectacular, but nice and stable. Reviewed on: 20th October 2014
Jo's avatar
Jo

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