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Nationwide: Credit card reviews

View other Nationwide products
4.18
Based on 202 reviews, last reviewed 22nd Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent all-round service from Nationwide. Excellent all-round service from Nationwide. Reviewed on: 22nd January 2026
P K's avatar
P K

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies
Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (202)

Review of the Nationwide, Credit card:

Good, but...

4
They're good for pretty much anyting, but don't believe they are 'different' from any of the banks! Reviewed on: 15th December 2016
Robert Dittrich's avatar
Robert Dittrich

Good company

5
I recommend it nationwide bank because there’s high security Reviewed on: 2nd June 2023
Marleine 's avatar
Marleine

Easy to manage credit card

4
I like the fact that Nationwide ask you to opt in when they offer to raise your credit limit. It's easy to view transactions on the app and website and easy to download monthly statements. Shame it's not cashback any more but other than that, can't complain. I also like the fact Nationwide is owned by its members and has co-operative values. Reviewed on: 31st May 2023
CSCSCS19's avatar
CSCSCS19

Good for using on holiday

4
Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023
gden's avatar
gden

Nationwide is simple and elegant

5
Nationwide is simple and elegant Reviewed on: 6th April 2023
Peiran Su's avatar
Peiran Su

Treats people struggling with debt appallingly

1
Back in 2014 I had serious problems with debt and had the misfortune to owe Nationwide Credit Card money. I took advice from CCCS and made token payments. The advisors were the most unpleasant people I’ve ever dealt with. One said that my credit card debt was a priority debt!! They were all sarcastic and did not care about my situation. Eventually I entered an IVA and they refused to ever agree with the offer of repayment. Luckily they were not the majority creditor so they had to go along with the offer. Eventually I was able to clear the IVA early but my experience with Nationwide was so awful I would advise anyone to steer clear, they made my life more difficult than necessary at a terrible time. Reviewed on: 5th April 2023
Kay Carter-Phillips's avatar
Kay Carter-Phillips

Credit card

5
Easy to use in app and manage repayments. Reviewed on: 5th April 2023
Henry's avatar
Henry

Credit card

5
Great product easy to apply and great app Reviewed on: 5th April 2023
Martina's avatar
Martina

Straightforward credit card

4
A basic credit card with a monthly email prompting me to download and check my statements. Very easy to use. Sadly, cashback was removed a while ago, but I like the fact Nationwide is owned by its members and operates with ethics in mind so I can live without the perk. Reviewed on: 5th April 2023
CSCSCS19's avatar
CSCSCS19

Good bank

5
Verry good bank and you have all you need banking online credit card debit card all Reviewed on: 3rd April 2023
Andreea's avatar
Andreea

Poor service on credit cards

2
credits card sometimes dont scan on TFL services and its a recurring issue which isn't dealt with. It can be frustrating if im on-the-go and rushing for a bus and it doesn't work Reviewed on: 3rd April 2023
Damiann Akhboun's avatar
Damiann Akhboun

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