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Nationwide: FlexBasic reviews

4.50
Based on 119 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
21%
See only 3 star reviews
1%
See only 2 star reviews
2%
See only 1 star reviews
5%

Latest highest rating:

5

All ways here to help and as a building society the... All ways here to help and as a building society the best I have had and customer come first Reviewed on: 30th January 2026
Darren Shepherd's avatar
Darren Shepherd

Latest lowest rating:

1

Which building society 2025 hate to see who they wer... Which building society 2025 hate to see who they were upagainst! Firstly, the staff are lovely. I decided to do a switch, as I'd seen on the TV that ... Read more Reviewed on: 5th February 2026
Kate M's avatar
Kate M

About this product

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account.

There’s no monthly fee for FlexBasic and Nationwide automatically open a savings account for you at the same time. The account doesn’t have an arranged overdraft facility.

Nationwide FlexBasic reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexBasic reviews (119)

Very flexible account

5
They are proactive in spotting suspicious account activity. They let you post cheques to the local branch so there's no need to visit in person. I've been with them for over 30 years so I'm still happy. Reviewed on: 5th February 2022

Terrible service

1
I recieved terrible service in the Southend On Sea branch with one member of staff actually lying about his name saying he was called Tim when in fact the complaints team tell me his name was Steve. When I complained about this and other events on the day I was phoned by David Knight a so called member relations consultant who lied himself to defend the indefensible. If this is the way Nationwide have gone it is a very sad indictment of society indicating these people would go to all lengths to save there jobs at the expense of customer service. Reviewed on: 28th January 2022

A family friendly mutual owned by us all

5
Any age can make use of the expertise of the advisors within the Nationwide Building society. I started my mortgage with them in 1980. After this was paid off I continued to save with them ad take their advice on the products available. These are always safe under the Financial Services regulations Reviewed on: 2nd October 2021

Absolutely sick of it

1
Im with nationwide bank but bank machine out of order as usual in Gillingham town centre went to halifax its says no funds available meantime it tells my bank ive had money out when i havent thanks halifax ill just let my new born baby starve the whole weekend while you sort your poxt machines out then. Reviewed on: 23rd September 2021

Reassurance

5
Always helpful when needed for example when I lost my bank card. Reviewed on: 11th August 2021

Bad Customer Service

1
Its approaching two months since i applied for a new ISA account including a transfer from another bank. I have phoned twice. One call took over an hour to get through. I have sent a complaint but this hasnt been dealt with. Terrible customer service. Reviewed on: 11th May 2021

Good building society, but...

4
Nationwide are good, but they make you wait up to 5 days for replacement cards. Reviewed on: 16th April 2021

Reliable trusted efficient

5
Professional and trusted with good online services Reviewed on: 17th March 2021

Excellent bank

4
Recommend bank as no problems and trusted Reviewed on: 17th March 2021

Excellent Service

4
No problems, easy to control account on-line... Reviewed on: 20th February 2021

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