Paid advertisement
Smart Money People Logo

Nationwide: FlexBasic reviews

4.27
Based on 127 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
70%
See only 4 star reviews
20%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
6%

Latest highest rating:

5

Best current account Nationwide account is the absolute best! No issues with them. Reviewed on: 16th April 2026
Terence M's avatar
Terence M

Latest lowest rating:

1

Your money isn’t safe here Nationwide’s banking app has a glitch which they admit. If you cancel your standing orders it doesn’t cancel on both ends. So they disappeared from my... Read more Reviewed on: 29th March 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account.

There’s no monthly fee for FlexBasic and Nationwide automatically open a savings account for you at the same time. The account doesn’t have an arranged overdraft facility.

Nationwide FlexBasic reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexBasic now

Help others make smarter decisions by sharing your own experience. Write a review

Nationwide FlexBasic reviews (127)

Old fashioned friendly service

5
I visited the Wolverhampton branch on my lunch break to get a new 0% credit card. I had a lovely chat with the assistant but he still processed my application quickly and effivpciently who's plat thoroughly checking that I understood what I was getting. Reviewed on: 9th January 2016

No hassle, simple to use

5
I have had this card for a few months now, the setup and customer service was exemplary and the associated website is easy to use. Reviewed on: 24th December 2015

No thrills, but very reliable

5
This card really has no special perks with it, but it is an honest and easy to manage account which does what it needs to for me! Reviewed on: 20th November 2015

MY CUSTOMER SERVICE WITH NATIONWIDE.

4
I WOULD LIKE TO SUBMIT MY OVERALL OPINION ON THE CASH CARD I USE AT NATIONWIDE BUILIDING SOCIETY. I HAVE BEEN WITH THIS BUILDING SOCIETY FOR FIVE YEARS AND I HAVE EXPERIENCED NO PROBLEMS USING MY CARD. FURTHERMORE I WOULD ALSO MENTION THE QUALITY OF CUSTOMER CARE WITH NATIONWIDE WHEN CHECKING THE DETAILS OF MY ACCOUNT WHICH HAS ALWAYS BEEN DONE QUICKLY AND EFFICIENTLY. FINALLY BECAUSE OF THE EXCELLENT TREATMANT I HAVE RECEIVED I WOULD DEFINITELY RECCOMMEND THIS COMPANY TO OTHER PEOPLE. Reviewed on: 9th November 2015

Very handy card to use. Not just for card purchases but also to draw money out.

5
I have found Nationwide to be a great bank to deal with. The staff on the telephone are always very polite and helpful and whenever I need a new card sent out it is done in a timely manner. I have a cash card and a loyalty Saver with Nationwide both of which I use on a regular basis. I would highly recommend Nationwide to friends and family. Reviewed on: 9th November 2015

Simple straightforward basic Current Account

5
If you are looking for a basic current account without all the bells and whistles add ons this is a good option. Easy to open online if required. I find the staff at my local branch very helpful and genuinely interested in your queries. Only downside are the queues as they have a limited number of staff on duty. Reviewed on: 31st August 2015

A refreshing change from High Street banks

4
For those disillusioned with the state of High Street banking, there's still a good old fashioned Building Society to turn to. Refreshingly down to earth, Nationwide doesn't feel like a building society anymore but it still has the friendly policies that you'll love. I've been a customer for so many years I lose count but I really can't find fault with the service. Reviewed on: 27th April 2015

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Nationwide?

    View all products