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Nationwide: FlexBasic reviews

4.50
Based on 119 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
71%
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21%
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1%
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2%
See only 1 star reviews
5%

Latest highest rating:

5

All ways here to help and as a building society the... All ways here to help and as a building society the best I have had and customer come first Reviewed on: 30th January 2026
Darren Shepherd's avatar
Darren Shepherd

Latest lowest rating:

1

Which building society 2025 hate to see who they wer... Which building society 2025 hate to see who they were upagainst! Firstly, the staff are lovely. I decided to do a switch, as I'd seen on the TV that ... Read more Reviewed on: 5th February 2026
Kate M's avatar
Kate M

About this product

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account.

There’s no monthly fee for FlexBasic and Nationwide automatically open a savings account for you at the same time. The account doesn’t have an arranged overdraft facility.

Nationwide FlexBasic reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexBasic reviews (119)

Just brilliant!

5
Just brilliant! I`v used the Nationwide cashcard when travelling abroad. As far as I know its the only card that doesnt charge you for using a cash machine when you`re abroad. So convenient for day to day use abroad and with NO CHARGE!! Reviewed on: 16th February 2016

Fantastic company!

5
I have never had any problems with Nationwide and their customer service both over the phone and in branch is always spot on. I love their online banking facilities and their mobile app which makes life so much easier. Reviewed on: 14th February 2016

Old fashioned friendly service

5
I visited the Wolverhampton branch on my lunch break to get a new 0% credit card. I had a lovely chat with the assistant but he still processed my application quickly and effivpciently who's plat thoroughly checking that I understood what I was getting. Reviewed on: 9th January 2016

No hassle, simple to use

5
I have had this card for a few months now, the setup and customer service was exemplary and the associated website is easy to use. Reviewed on: 24th December 2015

No thrills, but very reliable

5
This card really has no special perks with it, but it is an honest and easy to manage account which does what it needs to for me! Reviewed on: 20th November 2015

MY CUSTOMER SERVICE WITH NATIONWIDE.

4
I WOULD LIKE TO SUBMIT MY OVERALL OPINION ON THE CASH CARD I USE AT NATIONWIDE BUILIDING SOCIETY. I HAVE BEEN WITH THIS BUILDING SOCIETY FOR FIVE YEARS AND I HAVE EXPERIENCED NO PROBLEMS USING MY CARD. FURTHERMORE I WOULD ALSO MENTION THE QUALITY OF CUSTOMER CARE WITH NATIONWIDE WHEN CHECKING THE DETAILS OF MY ACCOUNT WHICH HAS ALWAYS BEEN DONE QUICKLY AND EFFICIENTLY. FINALLY BECAUSE OF THE EXCELLENT TREATMANT I HAVE RECEIVED I WOULD DEFINITELY RECCOMMEND THIS COMPANY TO OTHER PEOPLE. Reviewed on: 9th November 2015

Very handy card to use. Not just for card purchases but also to draw money out.

5
I have found Nationwide to be a great bank to deal with. The staff on the telephone are always very polite and helpful and whenever I need a new card sent out it is done in a timely manner. I have a cash card and a loyalty Saver with Nationwide both of which I use on a regular basis. I would highly recommend Nationwide to friends and family. Reviewed on: 9th November 2015

Simple straightforward basic Current Account

5
If you are looking for a basic current account without all the bells and whistles add ons this is a good option. Easy to open online if required. I find the staff at my local branch very helpful and genuinely interested in your queries. Only downside are the queues as they have a limited number of staff on duty. Reviewed on: 31st August 2015

A refreshing change from High Street banks

4
For those disillusioned with the state of High Street banking, there's still a good old fashioned Building Society to turn to. Refreshingly down to earth, Nationwide doesn't feel like a building society anymore but it still has the friendly policies that you'll love. I've been a customer for so many years I lose count but I really can't find fault with the service. Reviewed on: 27th April 2015

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