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Nationwide: FlexBasic reviews

4.38
Based on 126 reviews, last reviewed 10th Apr 2026
800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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See only 5 star reviews
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2%
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2%
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6%

Latest highest rating:

5

Nationwide are by far the best bank. Nationwide are by far the best bank. Keeping branches open. Even competitors are now reopening branches as they’ve realised it was a mistake. They are... Read more Reviewed on: 10th April 2026
Tony C's avatar
Tony C

Latest lowest rating:

1

Your money isn’t safe here Nationwide’s banking app has a glitch which they admit. If you cancel your standing orders it doesn’t cancel on both ends. So they disappeared from my... Read more Reviewed on: 29th March 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexBasic current account is for customers who don't hold a UK current account or don't qualify for another Nationwide current account.

There’s no monthly fee for FlexBasic and Nationwide automatically open a savings account for you at the same time. The account doesn’t have an arranged overdraft facility.

Nationwide FlexBasic reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexBasic reviews (126)

Change of card

4
Asked for a contactless card. I wasn't sent one so immediately rang customer services and they sent out very quickly and excellent customer service. Reviewed on: 5th December 2016

very easy to deal with

4
I have never had any problems with Nationwide they are swift to deal with any supect actions on your account and keep you informed throughout. friendly staff in branch too who just want to help Reviewed on: 29th November 2016

Easy to use

5
Never had any problems, good customer service Reviewed on: 1st August 2016

Great and really helpful.

5
The staff are always helpful and can answer my enquiries. The branch has plenty of staff available and they have machines for paying in cheques that is helpful. Reviewed on: 20th June 2016

extemely helpful leading you in the riht direction with banking offers

5
always helpful offering advice on changing accounts to get the best interest Reviewed on: 21st April 2016

no problems but mobile banking looks technical

4
I have had the nationwide current account for about a year and have no problems with it so far. My only problem with it is that my mobile app for banking looks very complicated compared to my other bank. Reviewed on: 28th March 2016

Reliable, trustworthy and efficient service

5
Best banking experience that I've had Reviewed on: 16th February 2016

Just brilliant!

5
Just brilliant! I`v used the Nationwide cashcard when travelling abroad. As far as I know its the only card that doesnt charge you for using a cash machine when you`re abroad. So convenient for day to day use abroad and with NO CHARGE!! Reviewed on: 16th February 2016

Fantastic company!

5
I have never had any problems with Nationwide and their customer service both over the phone and in branch is always spot on. I love their online banking facilities and their mobile app which makes life so much easier. Reviewed on: 14th February 2016

Old fashioned friendly service

5
I visited the Wolverhampton branch on my lunch break to get a new 0% credit card. I had a lovely chat with the assistant but he still processed my application quickly and effivpciently who's plat thoroughly checking that I understood what I was getting. Reviewed on: 9th January 2016

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