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Nationwide: Instant Access Savings reviews

4.39
Based on 29 reviews, last reviewed 20th Apr 2025
33% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
69%
See only 4 star reviews
21%
See only 3 star reviews
3%
2 star
See only 2 star reviews
0%
See only 1 star reviews
7%

Latest highest rating:

4

It's useful to have instant access savings It's useful to have instant access savings, but the rates are often not very competitive Reviewed on: 20th April 2025
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Anonymous

Latest lowest rating:

1

incorrect interest calculated on account incorrect interest calculated on account Reviewed on: 2nd April 2025
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Mike

About this product

Nationwide Instant Access Savings reviews (29)

Review of the Nationwide, Instant Access Savings:

Nationwide Regular Savings Account

4
A well managed product, and although interest rate feels low - at 2% (where amount deposited each month £500) - is fairly competitive. Nationwide's online account management is rather good too, allowing simple visibility of all accounts and making it easy to transfer money between3 Reviewed on: 6th September 2016

professional friendly safe

5
I have found since switching banks that I am far happier than 2 or 3 other high street banks that i used to use. Reviewed on: 8th November 2017

Excellant

5
System has always been available when required Reviewed on: 6th November 2017

A service second to none

5
We have been with the Nationwide for over 15 years and they have always been brilliant. Always happy to help and advise, friendly, efficient and professional. A service second to none. It is always a pleasure to visit our local branch. Reviewed on: 3rd November 2017

Loyalty Pays

5
I use Nationwide's Loyalty Saver to boost my interest rate, earning 2% for being them 15+ years. Reviewed on: 27th March 2017

Easy saving!

5
I really struggled to save as I was always worried about accessing the money should I need it. Instant Access Saver allows me to save with ease! #maxyourmoney Reviewed on: 20th March 2017

Loyalty Saver Accounts for more than 10 years

4
Nationwide's Loyalty Saver Accounts for 10+ and 15+ years with Nationwide have taken an interest rate hit recently, but they are still rewarding customers for sticking with them and the interest rate is still very competitive. Reviewed on: 19th March 2017

A building society not a bank.

3
I like to monitor the interest rates of my accounts yearly and take action to ditch for a higher rate. As Brexit begins to hit the many savers out there just like myself I am seeking the best rates. Once I decided to leave my Nationwide account I couldn't believe how quickly it could be done from home. Just print a form, fill it in and post. I received a cheque with my closing balance and compund interest within a week. Reviewed on: 30th August 2016

Great service & rates, despite faults of mobile banking

5
Despite fairly regular issues with the mobile banking app, face-to-face service (and by phone) is always superb and responses are quick. Rates are advantageous and are kept to. Reviewed on: 27th June 2016

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