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Nationwide: Tracker Rate Mortgage reviews

Name: Tracker Rate Mortgage
Rating: 4.67 (33 reviews)

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4.71

Based on 33 reviews, last reviewed 4th Jun 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

76%

18%

1 star

Latest highest rating:

5

£500 cashback reward as first time buyer Was my first mortgage so got the £500 cashback reward which was very favourable as a first time buyer and my mortgage advisor made it clear my steps t... Read more Reviewed on: 4th June 2024

Latest lowest rating:

2

Mortgage over a phone! I always loved nationwide and banked with therm for 20 years until I recently tried to move my mortgage and they won't let me cone in to see a mortgag... Read more Reviewed on: 15th February 2016

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About this product

Nationwide is a building society that offers a range of financial products and services, including a variety of mortgage products. A tracker mortgage will usually follow the current interest rate closely, often charging you a rate that’s slightly higher. Before taking out any mortgage, always be confident with the Ts and Cs and interest rate. Don’t hesitate to ask the lender or an independent advisor if you have any questions.

If a tracker rate mortgage sounds right for your needs, find out more by reading the reviews on Smart Money People. Our Nationwide tracker rate mortgage reviews are written by genuine homeowners who have taken out that mortgage. Gain valuable insight to make an informed decision when choosing your new mortgage.

Find out how satisfied existing homeowners are with Nationwide’s tracker rate mortgage. Learn more about the application process and how supportive the lender was throughout. Find out the main pros and cons of the tracker rate mortgage and the benefits of being a Nationwide member. Learn whether homeowners would recommend the lender and product to family and friends. All of this and more can be found in our Nationwide tracker rate mortgage reviews.

Perhaps you already have a tracker rate mortgage with Nationwide? Why not share your honest experience with others on Smart Money People? Tell us why you chose this mortgage and how satisfied you’ve been throughout the term. How supportive was Nationwide through the application process? Has the lender kept you up to date with any important mortgage news and updates? Would you recommend the product to family and friends? Write a Nationwide tracker rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Tracker Rate Mortgage reviews (33)

Review of the Nationwide, Tracker Rate Mortgage:

£500 cashback reward as first time buyer

Was my first mortgage so got the £500 cashback reward which was very favourable as a first time buyer and my mortgage advisor made it clear my steps throughout Reviewed on: 4th June 2024

Tip top for old and new

Have to say I have been a happy customer of Nationwide for decades - principally because they are loyal to their old customers as well as trying to entice new. We all enjoy great rates, thanks to their brilliant attitude and approach. Customer service is excellent too, and mistakes extremely rare. Reviewed on: 12th February 2017

Great custom service

My general day to day contact with nationwide has always been prompt and efficient. They are always well presented, well informed and have never let me down. Reviewed on: 9th September 2016

Nationwide BMR Mortgage

The recent handling by Nationwide of the rate cut to 0.25% by the Bank of England was excellent. They quickly adjusted mortgage rate by same reduction, and provided good explanation and detail of the change very quickly after the Bank's annoucement Reviewed on: 6th September 2016

Nationwide re-mortgage - existing customer to new fix

My 3 year fixed rate came to an end and I needed to re-mortgage in order to not end up on the standard rate. I looked at Nationwide products for existing customers to change to, did a comparison and applied to change online (available 3 months before the end of the current deal). Everything was done smoothly online, the house valuation updated automatically, and was notified almost immediately of the product change acceptance. Didn't have to speak to anyone or get any new surveys done - excellent! Reviewed on: 6th September 2016

Very Helpful Staff

nationwide is a good wee bank there very helpful staff and the breach in Ballymena Northern Ireland are very Helpful too, Keep up the good work. Reviewed on: 5th September 2016

Supportive and reassuring every step of the way

Myself and my partner recently took out a mortgage with Nationwide and were really impressed with their service. We received the usual updates via post, and also email and text message. I felt supported every step of the way and was left in no doubt we had made a good decision to take out such an important financial product with them. They even sent us a lovely welcome package, which was waiting for us when we arrived in our new house! It was full of useful goodies and such a nice thought. I wouldn't hesitate to use them again. Highly recommended! Reviewed on: 5th September 2016

Mortgages from Nationwide Building Society.

My partner and I applied to Nationwide for a mortgage to purchase our first house. We had obtained leaflets from most High St banks and building societies, and were honestly baffled by the terminology used, and the various terms and conditions. Upon recommendation from family we mad an appointment with our local Nationwide branch. We were made to feel relaxed throughout the meeting, explaining the ins and outs of mortgages, insurance cover etc. in a professional but informal manner. Any questions were answered to our satisfaction, and the whole process was made hassle-free by the personal manner of the Nationwide team. We were kept informed by phone at every stage of the application, both for the mortgage and related insurance policies ie critical illness, buildings insurance etc. These were explained well by Nationwide, and did not feel under pressure at any time. Communication with Nationwide was excellent throughout, and if anyone asks us now for advice regarding choosing a mortgage provider we instantly advise Nationwide. Reviewed on: 31st August 2016

Lots of hoops, not much benefit

Getting the mortgage involved jumping through a lot of hoops that were not clearly laid out in advance, which was frustrating. It's not easy to overpay in a way that reduced the capital amount, nor is the provider very communicative. However, the regular payments are fine, and there have been no issues with spam or marketing. Reviewed on: 31st August 2016

Great customer service from branch and phone advisors

I moved my mortgage to the Nationwide from Halifax nearly three years ago. Te contrast could not be greater.Anything I need is always completed in a timely manner and the advisors all know their products whether you speak to them in a branch or on the telephone. A really great company. Reviewed on: 30th August 2016

Simplifying the mortgage process

After booking in a phone meeting, we were talked through the mortgage we were after. We had already bought a mortgage with Nationwide for shared ownership, so were staircasing for the rest of the flat. This made it more complicated than a usual mortgage. The chap we spoke to spent quite a bit of time working out which mortgage would work for us, based on matching the time we had left on the old mortgage. He gave us two options and explained both, giving us time to make up our minds. We bank with Nationwide already so were able to take out a good mortgage, the whole process was handled well and was the speediest part of the whole mortgage process, waiting on solicitors and our housing association the longest. Reviewed on: 30th August 2016

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