Write a review

NatWest: Basic Account reviews

Name: Basic Account
Rating: 4.61 (2059 reviews)

View other NatWest products

4.61

Based on 2,059 reviews, last reviewed 14th Jan 2025

100% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

78%

13%

Latest highest rating:

4

I use them for basic account banking i liked that t... I use them for basic account banking i liked that they added the option of holding a foreign curency account but would like to see more options on it... Read more Reviewed on: 14th January 2025

Latest lowest rating:

1

Loss of funds and appalling service First they declared my bank account dormant. Closed it and took all the money. It's almost impossible to contact their customer services. They don't ... Read more Reviewed on: 27th December 2024

Read all reviews See your review

About this product

The NatWest Basic Current Account is a free account designed for everyday use. Account holders can benefit from a mobile banking app and 24/7 support. There are also overdraft options available.

There are a range of current accounts on the market designed for managing your everyday finances. What better way to understand which one’s right for you, than by hearing from existing customers? We collect NatWest Basic Current Account reviews to help you make an informed decision when choosing your new account.

Find out how long account holders have had their Basic Current Accounts with NatWest. Read about the main pros and cons of the account. Learn how responsive the customer service team is and how quickly customer issues are resolved. Read about the mobile banking app and the features it provides. Find out if existing customers would recommend the account to family and friends. Browse our NatWest Basic Current Account reviews to find the ones most useful to you.

If you have a Basic Current Account with NatWest, share your experience on Smart Money People. Tell us why you chose this account and how satisfied you’ve been so far. Is this your main bank account? If you use the mobile banking app, which features do you find the most useful? Don’t forget to include any experiences you’ve had with the customer service team. If you’ve had an overdraft on your account, tell us about your experience with it. Whether good or bad, write an honest NatWest Basic Current Account review today. Together, we can help people like you make better financial decisions.

NatWest Basic Account reviews (2059)

Review of the NatWest, Basic Account:

Natwest Current Account

A helpful service desk when I had lost my card and a new one delivered the next day Reviewed on: 20th December 2018

Just what you need from a bank account

Just what you need from a bank account Reviewed on: 20th February 2024

No issues

Excellent experience with NatWest, have been with them for 16 years. Reviewed on: 18th February 2024

A very professional bank .

A very professional bank . Once you are established with them they will help you straight away with loans or credit. Reviewed on: 17th February 2024

I've been a NatWest customer for 30 years and have a...

I've been a NatWest customer for 30 years and have always received excellent customer service from them. They are also always very helpful in-branch too. Reviewed on: 16th February 2024

Good bank for current account and fixed term interes...

Good bank for current account and fixed term interest rate is good Reviewed on: 16th February 2024

Excellent customer service always go the extra mile...

Excellent customer service always go the extra mile to ensure enquiries are met. Reviewed on: 15th February 2024

Service from NatWest

I always managed family finances but was near death in hospital for three weeks and my husband accrued an overdraft equal to three months mortgage. My rare illness hit the headlines for three consecutive weeks and when I visited NatWest I was told not to worry about the overdraft, I would be charged no interest because they knew I’d clear it in time now I was back in charge! Reviewed on: 15th February 2024

New customer, their app is fantastic for online bank...

New customer, their app is fantastic for online banking. Customer service has also been great. Reviewed on: 15th February 2024

UeueHjhejeis

Hhwbs shsb shshe sh behe hsus dhdhe Reviewed on: 11th January 2024

Freedom of choice

I've been with Natwest for many years, never had a problem until this year with transactions being with held by their fraud department and now I receive an email limiting movement between natwest accoubts and withdrawals. I think natwest have forgotten the main principle...this is my money, not theirs. Am considering moving banks to the one thats not closing any branches and offer a great customer service. Reviewed on: 13th December 2023

Do you have a different NatWest product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from M&S Bank - Marks and Spencer 2.46 from 153 reviews
Student Current Account
from Lloyds Bank 3.93 from 5 reviews
Citigold Current Account
from Citibank 4.70 from 8 reviews

There's still more to see!

NatWest has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub