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NatWest: Fixed Rate Mortgage reviews

4.62
Based on 205 reviews, last reviewed 14th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
13%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
13%

Latest highest rating:

5

Remortgage with customer focused interests! Took out a remortgage after previous one ended fixed term. Natwest provided an offer, the interest rates then dropped and so was the interest rate on ... Read more Reviewed on: 14th June 2026
Maria De-Ninis's avatar
Maria De-Ninis

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024
CMBS's avatar
CMBS

About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

NatWest Fixed Rate Mortgage reviews (205)

Review of the NatWest, Fixed Rate Mortgage:

Mortgage

5
My first home was mortgaged with Halifax and my current home is mortgaged with NatWest. I never had a bad word to say about Halifax but I would say that NatWest have been more incontact. The app is really quite good as I can see exactly where my mortgage stands and I can access this at anytime, their call centre staff seem knowledgeable and the waiting time hasn't been too long when I've needed to phone. The only thing I would say is that some of their processes are a bit in the stone age... Like having to send a written letter in to update your contact details? There's no real reason why the call centre staff should be prevented from updating your details over the phone but I suppose it did make me find out where my local postbox is! Reviewed on: 5th March 2023

Easy mortgage

5
Easy to arrange and easy to manage. Reviewed on: 22nd February 2023

Controlling my mortgage

5
I love the mortgage bank app. I can see my mortgage reduce every month. I can overpay any time without going into the bank. I can also see what my house is worth. I feel like I'm in control. Reviewed on: 22nd February 2023

Easy to use app

5
Very good customer service and easy to use app Reviewed on: 22nd February 2023

Amazing Morgage Products

5
Since I joined Natwest I have received excellent service, Natwest delivered exactly what promised really look afer their customer. Every time my mortgage product expires, Natwest offered me affordable mortgage deals, Initially first two product i had 2years deal, then 3rd one I had for 5 years and I got deal done at 1.64% interest rate which is amazing in current economic situation I so glad & proud to be part of Natwest family. If someone looking for best mortgage deal or fantastic banking o would strongly recommend "Natwest" should be your first choice, trust me you won't regret it so go for it.... Reviewed on: 21st February 2023

Excellent

5
Excellent customer service. Love using the App to monitor the orogress Reviewed on: 21st February 2023

Review of Natwest

5
I'm so glad that I bank with Natwest I have my mortgage with them and they were so helpful in getting my fixed rate for me the staff are friendly if you need to contact them through the App they see very helpful I would most certainly recommend Natwest to any friends or family members or anyone I work with. Reviewed on: 21st February 2023

Information

5
It provides me with all information o need without needing to make a phone call. Reviewed on: 20th February 2023

Excellent service

5
I have been a NatWest customer for over 20 years now and the level of service is good and to a very high standard. The bank always keeps me up to date with new offers and promotions which is extremely valuable in the current UK financial climate. The Stafford branch are always welcoming and the staff are extremely professional and approachable. Thank you to everyone. Steve F Reviewed on: 20th February 2023

Great mortgage

5
Great customer service and best mortgage for me. Easy to renew and no issues Reviewed on: 20th February 2023

Mortgage

5
I have paid off a lot more monthly on my mortgage to pay it off earlier Reviewed on: 20th February 2023

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