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NatWest: Fixed Rate Mortgage reviews

4.04
Based on 194 reviews, last reviewed 25th Mar 2025
400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
71%
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13%
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1%
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1%
See only 1 star reviews
14%

Latest highest rating:

4

NatWest flexible and good value for money mortgages NatWest has been providing my mortgage for about 6 years, including three renwals of 2-year mortgage products. They offer very good rates, with no fee... Read more Reviewed on: 25th March 2025
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Sebastiano

Latest lowest rating:

1

Online mortgage has been inaccessible for 2.5 years! Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course... Read more Reviewed on: 21st October 2024
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CMBS

About this product

NatWest is a financial services provider offering a range of products and services. Its fixed rate mortgage will offer a set interest rate over a specific amount of time, usually between two to five years, but sometimes ten. It’s important to be confident that you understand the terms, conditions and interest rates of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

If a fixed rate mortgage seems right for your circumstances, find out how satisfied homeowners are with NatWest’s product. Our NatWest fixed rate mortgage reviews are written by genuine borrowers with real experience of the lender and product. Gain valuable insight to make an informed decision when taking out your mortgage.

Learn why customers chose the fixed rate mortgage and how satisfied they’ve been throughout the term. Read about the application process and how supportive NatWest was throughout. Find out more about NatWest’s customer service and how well the provider solves its borrowers’ issues. All of this and more can be found in our NatWest fixed rate mortgage reviews.

If you’ve ever taken out a NatWest fixed rate mortgage, write a review on Smart Money People today. Why did you choose the lender and product and are you happy you did? What are the main pros and cons you’ve experienced with the fixed rate mortgage? Don’t forget to include whether you would recommend the lender and product to your family and friends. Share any experience you have with the customer service team. Whether good or bad, write a NatWest fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

NatWest Fixed Rate Mortgage reviews (194)

Review of the NatWest, Fixed Rate Mortgage:

Good app, good communication

5
I primarily use the app for checking on my mortgage, works well and the information is clear Reviewed on: 8th February 2023

NatWest flexible and good value for money mortgages

4
NatWest has been providing my mortgage for about 6 years, including three renwals of 2-year mortgage products. They offer very good rates, with no fees (through L&C), high flexibility including up to 20% of the outstnding amount repayment. Also, they were flexibleenoughto reduce the mortgage term at no extra cost. Reviewed on: 25th March 2025

NatWest continually excel and innovate which makes...

5
NatWest continually excel and innovate which makes the job so much more easier for brokers like myself. Their rates are always competitive and processing times are great too! Reviewed on: 28th February 2025

Good mortgage provider with competitive lending rates.

5
Good mortgage provider with competitive lending rates. Reviewed on: 26th February 2025

I voted heartfully Natwest Bank as a Best Mortgage P...

5
I voted heartfully Natwest Bank as a Best Mortgage Prover in 2025 and all Reviewed on: 26th February 2025

Great mortgage rate and support

5
Got access to a better rate direct than through my broker. The manage my mortgage facility is really easy to use to set up overpayments and has all the information I need about my product. Love how it also integrates with my NatWest app. Reviewed on: 12th February 2025

Online mortgage has been inaccessible for 2.5 years!

1
Reference number: 84261762 I have not been able to access my online mortgage for 2.5 years because of their faulty IT platforms/systems. And of course their way of resolving this is to constantly waste my time 'pretending' to search for a solution. Constantly promising that this will be resolved so that I do not escalate the complaint! They honestly think that calling me up during working hours to 'chat' is helping me I just want to change to another provider but their exit fees are ridiculous and of course they keep delaying me without giving me a final response so that I cannot escalate! You might prefer to bank with HSBC, Nationwide, or Halifax all of which I have no problem with. Reviewed on: 21st October 2024

Quick and easy first mortgage, then renewal was stra...

5
Quick and easy first mortgage, then renewal was straightforward and no hassle. No complaints. Reviewed on: 18th June 2024

I was lucky to secure a 1.

5
I was lucky to secure a 1.99% interest rate for 5 years on my mortgage in 2021. I’m hoping that they’ll be able to offer a decent rate again when I renew. Ideally close to this but much lower than current offers! Reviewed on: 16th June 2024

Good experience, easy and pleasant.

4
Good experience, easy and pleasant. Reviewed on: 29th May 2024

three year fixed rate mortgage.

4
We had a three year fixed rate mortgage. Everything was smooth, bar a few minor hiccups. Reviewed on: 24th May 2024

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