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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (111286 reviews)

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4.90

Based on 111,286 reviews, last reviewed 20th May 2026

2787350% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Smooth transactions and always good to know PayPal h... Smooth transactions and always good to know PayPal has got our back Reviewed on: 20th May 2026

Latest lowest rating:

1

Doesn't let me make payments and always rejects it. Doesn't let me make payments and always rejects it. Reviewed on: 20th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (111286)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay pal credit is versatile way of using credit, eas...

Pay pal credit is versatile way of using credit, easy and straightforward Reviewed on: 7th May 2026

Easy to use and fair, makes buying affordable

Easy to use and fair, makes buying affordable Reviewed on: 7th May 2026

PayPal makes it easy to pay my way

PayPal makes it easy to pay my way Reviewed on: 7th May 2026

Great experience with PayPal.

Great experience with PayPal. Especially pay later and credit Reviewed on: 7th May 2026

The best experience!

The best experience! Never been disappointed. Reviewed on: 7th May 2026

Simple and effective short term credit

Very easy to use and keep on top of payments with a direct debit from your selected account/card. The 0% interest over a short period of time is great when you just need a couple of months to get the money together to pay for a bigger item but don’t want to be paying it off for years Reviewed on: 7th May 2026

Very good services.

Very good services. Problems sorted swifty Reviewed on: 7th May 2026

PayPal offers a wonderful feature that allows you to...

PayPal offers a wonderful feature that allows you to spread the cost of purchases over four months, which is ideal for special occasions such as birthdays or Christmas. Especially in these current times when financial resources may be somewhat limited. PayPal also provides the added assurance that should an issue arise with an order, and you are not entirely satisfied, they are prepared to intervene and offer resolutions, thereby providing peace of mind. Reviewed on: 7th May 2026

Breaking up payments on spending.

I really like being given the flexibility of breaking up payments and paying over three months with 0% interest and paying a minimum of £5 a month … making sure to pay off the balance at the end. This is very useful for larger spending. Reviewed on: 7th May 2026

Great offers, easy to use, effortless rewards.

Great offers, easy to use, effortless rewards. Seamless integration into everyday life and does not feel like offer scrounging. Reviewed on: 7th May 2026

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