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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136820 reviews)

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4.73

Based on 136,819 reviews, last reviewed 12th Jun 2026

3956300% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I am finding this platform very useful I am finding this platform very useful Reviewed on: 12th June 2026

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136820)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good and easy to follow the steps.

Good and easy to follow the steps. Nice to have options. Reviewed on: 9th June 2026

Never had a credit card before very easy to use and...

Never had a credit card before very easy to use and understand account Reviewed on: 9th June 2026

Affordable interest rates and easy to use

I've had an account with PayPal credit for several years now. They have been a great help during times of financial difficulty and have afford interest rates in compare to other credit lenders. They have recently, in the UK, allowed access to a physical card to be used in many more places than just online. This has been of great help as it has informed my decision to close my account with another credit lender. Reviewed on: 9th June 2026

PayPal is easy to use

PayPal is easy to use on PC, tablet or mobile phone and offers great choices of payment methods at great rates. Reviewed on: 9th June 2026

A trusted and reliable company for your money.

Paypal is known to be safe and fast to transfer money/payments. Customer service is excellent when things go wrong with vendors. However Paypal fees and exchange rates can be on the steep side. Understandably, they need to make a profit, but still rather high, especially on smaller amounts. Reviewed on: 9th June 2026

It’s an easy alternative to traditional credit produ...

It’s an easy alternative to traditional credit products. It feels secure and the communications are good. The account pages are intuitive Reviewed on: 9th June 2026

Easy and stress free to use very quick customer serv...

Easy and stress free to use very quick customer service interaction and good offer Reviewed on: 9th June 2026

PayPay are the Best

I have been using Pay pal for a very long time they are trust worthy look after your finance and keep you well informed. When you get a problem with a seller they deal with the problem very professional & quickly they are someone you canalway trust Reviewed on: 9th June 2026

Paypal credit has worked perfectly.

Paypal credit has worked perfectly. I'm very happy Reviewed on: 9th June 2026

Your money is safe

I”ve never had any problems all the times I”ve used PayPal it’s great that you can pay in 3 and you know if you pay something through PayPal you know that your moneys safe and your not been scammed Reviewed on: 9th June 2026

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