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PayPal: PayPal Credit reviews

4.74
Based on 133,339 reviews, last reviewed 10th Jun 2026
3797950% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026
Janette Kaymaz's avatar
Janette Kaymaz

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133339)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been a very happy PayPal customer for many ma...

5
I have been a very happy PayPal customer for many many years . To know I can shop with PayPal and them having your best interest at heart by helping if the needs arise makes it so much easier Reviewed on: 8th June 2026

Pay in 3 is very good it helps when you cannot fully...

4
Pay in 3 is very good it helps when you cannot fully afford to pay straight away . I prefer PayPal due to the ease of access Reviewed on: 8th June 2026

Problems solvers

5
They solved all the problems I ever had. Reviewed on: 8th June 2026

I love using PayPal so many rewards

5
I love using PayPal so many rewards Reviewed on: 8th June 2026

Excellent overall expereince , easy to use and fulfi...

5
Excellent overall expereince , easy to use and fulfils all my financial needs Reviewed on: 8th June 2026

Great service from Paypal.

5
Great service from Paypal. Always a good pleasant experience. Reviewed on: 8th June 2026

Nice, easy and simple to use.

5
Nice, easy and simple to use. Makes payment secure Reviewed on: 8th June 2026

Best way to pay and great way to pay 3...

5
Best way to pay and great way to pay 3 if need it Reviewed on: 8th June 2026

Very efficient and convenient service.

5
Very efficient and convenient service. Simple to use and always great value. The credit option is usually pre-approved hence less hassle and no need for repeated credit checks. I also like to have minimal debits from my account hence PayPal is what shows up in my account rather than different company debits. Reviewed on: 8th June 2026

Simple system

5
Simple system to set up and use, always kept informed of account details/ Reviewed on: 8th June 2026

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