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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133653 reviews)

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4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133653)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay Pal gives me peace of mind and protection for my...

Pay Pal gives me peace of mind and protection for my purchases. I do also enjoy 4 months interest free on items above 100 GBP Reviewed on: 8th June 2026

Excellent service with a generous 4 months interest...

Excellent service with a generous 4 months interest free option and a useful pay in 3 options. Reviewed on: 8th June 2026

Always reliable and safe to use.

Always reliable and safe to use. very easy to navigate pay pal is always my first choice to pay for any items Reviewed on: 8th June 2026

Excellent app and easy to use, safe and reliable

Excellent app and easy to use, safe and reliable Reviewed on: 8th June 2026

Great credit account

I have had a PayPal credit account for years now it is simple to use and accepted by so many retailers … I like that there’s interest free for a set period on certain items it really helps especially at times like Christmas and kids birthdays … when I have needed to call up to query anything I’m never on hold for long and always speak to a freindly member of the team!! Reviewed on: 8th June 2026

I found it easy to use.

I found it easy to use. Refunds fast when goods not up to saturation without any hassle. Reviewed on: 8th June 2026

peace of mind

It is so easy and secure, providing me with peace of mind on internet purchasing and allowing me to manage my finances in a moment with the App Reviewed on: 8th June 2026

Great app

The app and online account are easy to use, making it simple to check balances and manage payments. Reviewed on: 8th June 2026

Excellent service can’t fault

Excellent service can’t fault always there for those puchases Reviewed on: 8th June 2026

I have always found paypal easy and convenient to use

I have always found paypal easy and convenient to use Reviewed on: 8th June 2026

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