Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134073 reviews)

View other PayPal products

4.74

Based on 134,073 reviews, last reviewed 10th Jun 2026

3831150% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134073)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent and best finance services.

Excellent and best finance services. Reviewed on: 8th June 2026

Easy to use.

Easy to use. Pay in 3 feature is helpful to spread costs Reviewed on: 8th June 2026

I believe PayPal is trusted payment if I need to pay...

I believe PayPal is trusted payment if I need to pay online service, made my feel comfortable and easy to deal with it. Reviewed on: 8th June 2026

Love pay in 3 and 4 months interest free offers

Love pay in 3 and 4 months interest free offers Reviewed on: 8th June 2026

PayPal satisfaction

Pay pal is there when you need them . They are a very safe way to pay for items you buy online . You have money back as a safeguard , and their credit is at a low interest rate .. Reviewed on: 8th June 2026

Great products, good feedback with clear instruction...

Great products, good feedback with clear instructions about payments. Ready integration into so many popular websites too. Reviewed on: 8th June 2026

I have been a PayPal customer for many years, and my...

I have been a PayPal customer for many years, and my experience has always been excellent. The service is reliable, easy to use, and gives me confidence when making payments online. Whenever I have needed assistance, the customer service team has been fast, professional, and very efficient in resolving any issues. It’s rare to find a company that consistently delivers such a high level of support. I highly recommend PayPal to anyone looking for a secure and trustworthy payment service. Reviewed on: 8th June 2026

Easy Peasy

I have used PayPal for years now and it has always been transparent and easy to use. Reviewed on: 8th June 2026

Good as don’t need pay anything once you order

Good as don’t need pay anything once you order Reviewed on: 8th June 2026

It's been easy to use and very simple

It's been easy to use and very simple Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64894 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub