Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140300 reviews)

View other PayPal products

4.73

Based on 140,300 reviews, last reviewed 16th Jun 2026

4115050% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service, makes life easy Excellent service, makes life easy Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140300)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Customer service

If i had any issues they have always been resolved professionally. Reviewed on: 9th June 2026

easy payment, Got 10£ voucher by just using the this...

easy payment, Got 10£ voucher by just using the this for payment Reviewed on: 9th June 2026

Great experience.

Great experience. Very safe to use. Reviewed on: 9th June 2026

Just a reliable and safe service

Just a reliable and safe service Reviewed on: 9th June 2026

Simple, Secure, Effective.

Always simple, secure, effective and accurate. Does exactly what you expect from all aspects of the service and so easy to use. Reviewed on: 9th June 2026

Great credit card

I’ve had a completely positive experience with PayPal credit, I’ve not had issues at all. Reviewed on: 9th June 2026

Easy as pie

Easy and convenient, makes be feel safer with on line transacrions. Reviewed on: 9th June 2026

Excellent service.

PayPal has been invaluable to me over the years. It’s so easy and has enabled me to provide for my children Reviewed on: 9th June 2026

Easy to use.

I used PayPal credit when buying a replacement washing machine - so easy! Easy to set up, no extra costs; PayPal took regular payments without me having to remember to deal with it. Thank you. Reviewed on: 9th June 2026

Peace of mind

Paypal is easy to use and gives me peace of mind when purchasing items over the internet. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3750 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71440 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub