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PayPal: PayPal Credit reviews

4.73
Based on 140,596 reviews, last reviewed 16th Jun 2026
4128250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

seemless seemless and ability to make transcations without any worry . Reviewed on: 16th June 2026
Asha's avatar
Asha

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140596)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s been great always.

5
It’s been great always. It’s helped me plan my finances and sort things out. The customer service team are so friendly and eager to help. Also getting the physical card has completely changed things for me in a positive way Reviewed on: 9th June 2026

Very useful and easy to access/manage

5
Paypal credit is very useful to me. Helps a lot when in need and easy to cover up the debt as very flexible and time friendly. Reviewed on: 9th June 2026

I’ve used it for buying in thee months payment 0% in...

5
I’ve used it for buying in thee months payment 0% interest Reviewed on: 9th June 2026

Easy to use with Apple Pay

5
Easy to use with Apple Pay and easy to apply for. Also I like that I get points I can actually use when I spend. Reviewed on: 9th June 2026

Even Better

5
Works well - with new debit card rewards it's now even better. Reviewed on: 9th June 2026

Paypal the very best

5
I have used PayPal credit for some time they are so easy to deal with and make my transactions very smooth I would not hesitate to recommend PayPal to anyone. Reviewed on: 9th June 2026

After being hacked Pay pal were very understanding a...

5
After being hacked Pay pal were very understanding and helpful. Made me feel at ease while things were sorted with no charges Reviewed on: 9th June 2026

Fast , no fuss.

5
Fast , no fuss. In a few clicks the process is done. Clear and informed all along. Reviewed on: 9th June 2026

Safe and easy.

5
Easiest safest way to pay for items.and if anything happens with company or seller,PayPal will always look into and help sort problems. Reviewed on: 9th June 2026

Everything went straight away and quickly

5
Everything went straight away and quickly Reviewed on: 9th June 2026

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