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PayPal: PayPal Credit reviews

4.73
Based on 137,066 reviews, last reviewed 12th Jun 2026
3967750% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and Secure I've been really happy with my experience using PayPal Credit. It's simple to use, secure, and makes managing purchases easy. I like knowing that my p... Read more Reviewed on: 12th June 2026
JP's avatar
JP

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137066)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service and accepted nearly everywhere

5
Excellent service and accepted nearly everywhere Reviewed on: 9th June 2026

Easy and pleasant.

5
Always easy and pleasant experience when using paypal. Reviewed on: 9th June 2026

Fantastic Paypal

5
The service that Paypal offers over the years has been so important to me. I am most definitely a loyal customer and wouldn't think of using any other as Paypal is second to none, in my opinion. Reviewed on: 9th June 2026

PayPal advantage

5
PayPal credit has always been there for me using the PayPal credit for my shopping and traveling help me a lot and paying back what I used was never stressful. Reviewed on: 9th June 2026

So easy.

5
So simple to use and becoming more common amongst online retailers. Reviewed on: 9th June 2026

Security

5
Knowing I have the security of PayPal gives me piece of mind. I always choose this for purchases for that reason Reviewed on: 9th June 2026

Easy to apply.

5
Easy to apply. So far so good. No issues, instant payment everytime. Reviewed on: 9th June 2026

Simple and straightforwards...

5
Simple and straightforward for access to purchase those little extras Reviewed on: 9th June 2026

PayPal review

5
Great for secure online purchases. Reviewed on: 9th June 2026

Great overall experience

4
I had a hard time with the virtual card and kept calling customer service but immediately i got the physical card my transactions were seamless. Reviewed on: 9th June 2026

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