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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140524 reviews)

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4.73

Based on 140,524 reviews, last reviewed 16th Jun 2026

4125000% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful and exactly what I need from the prod... Always helpful and exactly what I need from the product, PayPal customer service is second to none, and they're communication is outstanding. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140524)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Better credit condition

Very hard to reach customer service but the credit facility and conditions are better than others. The credit card is the best thing that happened. Reviewed on: 9th June 2026

always prompt rto resolve any issues

always prompt rto resolve any issues Reviewed on: 9th June 2026

Great app .

Great app . Safe and secure way to pay great pay later options Reviewed on: 9th June 2026

I’ve used PayPal for many years and customer service...

I’ve used PayPal for many years and customer service has always been great when I needed help. No issues from my end Reviewed on: 9th June 2026

Easy to use no matter if you don’t understand what t...

Easy to use no matter if you don’t understand what to do with PayPal it make it easier to use Reviewed on: 9th June 2026

Close to 20 years without a hiccup!

I've been with Pay Pal for close to 20 years, using it to either buy products or even recieve money from products I have sold. It might not be millions of £'s, but they've been great all the way through the that time. Even when I have had a problem, it has been sorted out speedily and efficiently, which was great. Reviewed on: 9th June 2026

I have had.

I have had. Great experience with PayPal credit and the team have been excellent Reviewed on: 9th June 2026

PayPal has always been so helpful.

PayPal has always been so helpful. I’ve never had a problem. Amazing customer service. Reviewed on: 9th June 2026

My Therapist Says I Should Talk Less About PayPal

Before PayPal, online shopping felt like handing my bank details to the internet and whispering, “Please be kind.” Now? I click PayPal and carry on with my day like the financially irresponsible queen I was born to be. PayPal has saved me from typing my card number approximately 47,000 times, prevented countless “Where has my money gone?” panic attacks, and made splitting bills with friends dramatically easier. No more chasing people for £4.73 from three weeks ago like a debt collector in a low-budget crime film. It’s fast, secure, and has become such a normal part of my life that if a website doesn’t offer PayPal, I immediately become suspicious. Who are these people? What are they hiding? In short, PayPal is like that reliable friend who always shows up on time, never causes drama, and quietly sorts everything out while everyone else is still arguing over whose turn it is to pay. 10/10. My thumbs have typed fewer numbers, my stress levels are lower, and my online shopping habits remain gloriously unchecked. Reviewed on: 9th June 2026

It’s straight forward service and if you have a prob...

It’s straight forward service and if you have a problem it’s sorted out straight away I would recommend PayPal credit to anyone who wants a no hassle credit service Reviewed on: 9th June 2026

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