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PayPal: PayPal Credit reviews

4.73
Based on 144,027 reviews, last reviewed 21st Jun 2026
4284250% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive reliably Easy to use. App ia easy to read and navigate Reviewed on: 21st June 2026
Tracy p's avatar
Tracy p

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144028)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal has been my saving grace since I joined.

5
PayPal has been my saving grace since I joined. They’re very straightforward and direct. Reviewed on: 10th June 2026

Good ,straightforward service where you have a clear...

5
Good ,straightforward service where you have a clear view of service Reviewed on: 10th June 2026

Always someone to answer my queries or sort out my a...

5
Always someone to answer my queries or sort out my account. I find the pay in 3 very helpful Reviewed on: 10th June 2026

Never had a problem paying / using PayPal

5
Never had a problem paying / using PayPal Reviewed on: 10th June 2026

Pay Pal-custoner satisfaction

5
When using Pay Pal your queries will be always solved on a high level. Always sorting issues with good explanation and clear instructions.There is also good option for spreading cost when needed. Reviewed on: 10th June 2026

Great service

5
Great service Convenient and easy to use Reviewed on: 10th June 2026

I have used PayPal with my son and then on my own si...

5
I have used PayPal with my son and then on my own since 2000 Reviewed on: 10th June 2026

Easy and user friendly

5
I’m not particularly tech-savvy however PayPal offers a lot of easy ways to make payments when shopping online and now physically with the new cards on Apple wallet Reviewed on: 10th June 2026

Thank you PayPal

5
It’s been a wonderful experience so far using pay pal credit for large purchases and paying later. It’s a game changer in how we shop and budget for things. Reviewed on: 10th June 2026

Good value for money, very helpful.

5
I have greatly benefited form interest free instalments with PayPal credit. It helped me purchase 2 phones and a freezer , allowing me to spread financial burden over months. The pay in 3 package is another blessing on its own. Having been a client for more than 4 years , I can recommend them to anyone. Reviewed on: 10th June 2026

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