Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140843 reviews)

View other PayPal products

4.73

Based on 140,843 reviews, last reviewed 17th Jun 2026

4139350% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service & efficient all round Excellent service & efficient all round, have used for years! Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140843)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have been using Paypal services since time immemor...

I have been using Paypal services since time immemorial, I think 15 or more years - and to be honest, the quality and value of the service has never disappointed me. Reviewed on: 9th June 2026

So easy to use, can track exactly what I am spending...

So easy to use, can track exactly what I am spending & it’s easy to pay back. Where ever you shop you can use PayPal credit, it’s also safe. Reviewed on: 9th June 2026

You can trust PayPal

I’ve been using PayPal for a long time; I find them totally trustworthy; I can buy from retailers in confidence, knowing if there are any problems, PayPal will be there for me. I had an issue with a non delivery from a company in China and they sorted it out for me, and got my money back. The pay in 3 helps you buy items whilst spreading the cost out. Plus the interest free credit over 4 months is a big help too. Reviewed on: 9th June 2026

Very good service paypal ,value for money,safe trans...

Very good service paypal ,value for money,safe transactions,safe shopping experience,always there to help with any disputes,no stress no problems thanks paypal Reviewed on: 9th June 2026

Always very easy to use PayPal and when ever I have...

Always very easy to use PayPal and when ever I have needed to speak to customer support they have always been friendly and helpful Reviewed on: 9th June 2026

Amazing service

Amazing service ,had an issue and contacted customer support and they were very friendly and helpfull. Reviewed on: 9th June 2026

Excellent service from PayPal

You can always get help if you need it. Reviewed on: 9th June 2026

great support to finance.

It is a great help to support my finance. Reviewed on: 9th June 2026

Been with Paypal for 10 Years.

I have been with paypal for about 10 years, possbily longer, always been a delight to use and have never had any major issues. When problems have arose their customer support has been a help in sorting it out for me in many ocassions. Reviewed on: 9th June 2026

Stacy-Ann

I've enjoyed using PayPal, very efficient service that allows you to spend wisely Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71834 reviews
Payments
from PayPal 4.72 from 3752 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub