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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144313 reviews)

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4.73

Based on 144,313 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144313)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to set up and use the service.

Very easy to set up and use the service. Transparent pricing and good value compared to many others. The 0% interested period combined with the pay in three service has really helped us with cashflow and allowed us to keep things ticking over without accumulating uncontrollable debt. Reviewed on: 10th June 2026

Quality stuff

Its just been great right from.the get go Reviewed on: 10th June 2026

Reliable

Easy affordable pay. So helpful to my financial needs Reviewed on: 10th June 2026

Great service and handy to have

Great service and handy to have if you need to spread costs... any issues I've had have been dealt with efficiently by the team Reviewed on: 10th June 2026

Always fast to sort out any problems

Always fast to sort out any problems Reviewed on: 10th June 2026

Very easy to use,helpful, fantastic.

Very easy to use,helpful, fantastic. Better than any credit card ! Reviewed on: 10th June 2026

Very easy to use App, web platform is also very well...

Very easy to use App, web platform is also very well laid out making it easy to pay off your balance anytime. Reviewed on: 10th June 2026

PayPal credit and the debt card are great features,...

PayPal credit and the debt card are great features, it’s much preferred option. Reviewed on: 10th June 2026

Reliable source of payment connect to different 3rd...

Reliable source of payment connect to different 3rd parties Reviewed on: 10th June 2026

Direct debit payments don't come off your bank balan...

Direct debit payments don't come off your bank balance straight away so makes it easy to think its been paid when in fact it will take days to show meaning me getting a late payment fee when the money should have been taken at the time of the dd is due Reviewed on: 10th June 2026

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