Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,793 reviews, last reviewed 24th Jun 2026
4319150% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026
Barbara M's avatar
Barbara M

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144793)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect service

5
Has helped me so so.much when in a tight spot for groceries etc Reviewed on: 10th June 2026

Easy to use and understand, convenient and clear

4
Easy to use and understand, convenient and clear Reviewed on: 10th June 2026

Love PayPal give my si good option especially with...

5
Love PayPal give my si good option especially with credits. Reviewed on: 10th June 2026

Good value and easy to use.

4
Good value and easy to use. What more do you need. Reviewed on: 10th June 2026

It’s just always so easy with Pay Pal plus the added...

5
It’s just always so easy with Pay Pal plus the added security related to purchasing gives me comfort. having the option to pay in different ways also means that I have the flexibility of buying and paying. Reviewed on: 10th June 2026

Always helpful when I have a problem especially when...

5
Always helpful when I have a problem especially when I need resolution to a case Reviewed on: 10th June 2026

0% interest is good

4
I like the 0% interest for four months I think that is generous, and helpful. I would like to see it extended though. Reviewed on: 10th June 2026

I find paypal the safest way to shop and if your sol...

5
I find paypal the safest way to shop and if your sold counterfeit items from any company's you are guaranteed they fight to get your money back Reviewed on: 10th June 2026

Good service and good product.

5
I have never had any issues with PayPalCredit. Reviewed on: 10th June 2026

So fantastic helps to buy furniture nd gives you tim...

5
So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75528 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products