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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144796 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144796)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I find paypal the safest way to shop and if your sol...

I find paypal the safest way to shop and if your sold counterfeit items from any company's you are guaranteed they fight to get your money back Reviewed on: 10th June 2026

Good service and good product.

I have never had any issues with PayPalCredit. Reviewed on: 10th June 2026

So fantastic helps to buy furniture nd gives you tim...

So fantastic helps to buy furniture nd gives you time to pay back Reviewed on: 10th June 2026

Always had a great experience using PayPal.

Always had a great experience using PayPal. Reviewed on: 10th June 2026

Best payment option

If I ever have an option to pay with PayPal I will always choose it, I feel it's easier and safer then using my debit or credit. The customer service is great and the whole system make it feel like it's the safest way to pay. Reviewed on: 10th June 2026

I’ve used PayPal Credit for several purchases and th...

I’ve used PayPal Credit for several purchases and the experience has been smooth overall. The application process was quick, payments are easy to manage, and the statements are clear. The promotional 0% offers are helpful, though it would be good if PayPal provided clearer reminders before promotions expire. Overall, it’s a convenient credit option for online shopping Reviewed on: 10th June 2026

Fastest Customer Service Agents

Always willing to help, actually investigates issues when you submit tickets with frequent updates regarding those issues. Also has the best exchange rate when paying for services that only exist in other countries (Mainly USA based companies) Reviewed on: 10th June 2026

The best and fast way to get a credit

The best and fast way to get a credit Reviewed on: 10th June 2026

Been brilliant every time I've used them

Been brilliant every time I've used them Reviewed on: 10th June 2026

I find PayPal a very good service

I find PayPal a good source when making purchases with offers of 0% apr on a regular basis. And I rind it accepted all places that I go to buy items. Reviewed on: 10th June 2026

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