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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145377)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great experience, never any issues with PayPal

Great experience, never any issues with PayPal Reviewed on: 11th June 2026

Easy to use and understand.

Easy to use and understand. PayPal is my go to card. Reviewed on: 11th June 2026

Great experience

I am so happy with pay pal which giving me a chance to pay later. I can recommend to everyone easy and quick option !!! Reviewed on: 11th June 2026

Easy to use and convenient.

Easy to use and convenient. And interest free for 4 months. Reviewed on: 11th June 2026

PayPal is very easy to use and navigate as a user

PayPal is very easy to use and navigate, with a user-friendly app that’s always convenient to have on hand. On the occasions I’ve needed to contact customer support, they’ve been helpful and efficient, always working to find a solution. Overall, a reliable service that I would highly recommend Reviewed on: 11th June 2026

Amazing service

Excellent,easy to use and understand Reviewed on: 11th June 2026

Easy to use

Easy to use, like having pay in 3 and credit card option Reviewed on: 11th June 2026

Great piece of mind and security when buying on line

Great piece of mind and security when buying on line and great flexibility with the way you pay back... excellent all round. Also knowing PayPal is accepted almost anywhere many thanks Adam Reviewed on: 11th June 2026

4 months free credit on spend over £100

Great that you get 4 months free credit on everything over £100 - and you can pay it earlier if you want. No hassle. No applications, once you have the credit account, it's arranged. The website is also very clear when providing information on when the spend needs to be paid back. Reviewed on: 11th June 2026

Good Service

Service and apps is good easy to understand Reviewed on: 11th June 2026

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