Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145380 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145380)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Useful for big online orders then only pay for what...

Useful for big online orders then only pay for what you keep. Reviewed on: 11th June 2026

It’s my first time using PayPal credit and I’ve gott...

It’s my first time using PayPal credit and I’ve gotta say what a great experience so easy to use so why it accepted better than a normal credit card by far Reviewed on: 11th June 2026

Had paypal for year and has never let me down once s...

Had paypal for year and has never let me down once super reliable and easy to use and loads off deals and money off Reviewed on: 11th June 2026

I got scammed and PayPal handled it and got all my m...

I got scammed and PayPal handled it and got all my money back for me . Reviewed on: 11th June 2026

Always helpful and efficient.

Always helpful and efficient. Rates are good Reviewed on: 11th June 2026

My go to

It’s always there when you need it, when you struggle…. Reviewed on: 11th June 2026

Good to spread the cost of more expensive items

Good to spread the cost of more expensive items Reviewed on: 11th June 2026

0% interest for 2 years

I bought a phone from samsung using paypal credit. 0% interest for 24 months. What could you wish more? Reviewed on: 11th June 2026

I have been using PayPal for many years now and alwa...

I have been using PayPal for many years now and always feel like ease whilst using it. Having flexible payments methods especially in this day and age where things are becoming more expensive is super helpful. Reviewed on: 11th June 2026

I’ve used PayPal for years as a secure way to pay, I...

I’ve used PayPal for years as a secure way to pay, I’ve never had an issue. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76332 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub