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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144101 reviews)

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4.73

Based on 144,101 reviews, last reviewed 21st Jun 2026

4287850% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Pay in 3 is good option and comes in handy when you... Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144101)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's was very easy to activate, Very easy to use, Ha...

It's was very easy to activate, Very easy to use, Had no problem with it. Reviewed on: 10th June 2026

quick easy and supportive

quick easy and supportive no fuss no confusion Reviewed on: 10th June 2026

Easy to use

Convenient and multiple source payment is great Reviewed on: 10th June 2026

Very smooth experience every time

Very smooth experience every time. I choose Paypal whenever I can. Reviewed on: 10th June 2026

PayPal Credit has great Interest-free Flexibility

PayPal Credit has been great for spreading the cost of larger purchases. The 4 months 0% interest option meant I could buy my garden furniture and enjoy it throughout the summer without worrying about extra interest charges. Easy to use, flexible, and very convenient. Reviewed on: 10th June 2026

Payable credit

Having the option to pay over a few months is great and helps spread the cost. Reviewed on: 10th June 2026

No hassle good service never had a problem so far...

No hassle good service never had a problem so far Reviewed on: 10th June 2026

So easy to use, great rewards, and safe transactions.

So easy to use, great rewards, and safe transactions. I now use PayPal for the majority of my transactions. Reviewed on: 10th June 2026

I have had good quick payment and prompted

I have had good quick payment and prompted Reviewed on: 10th June 2026

Paypal Is an Amazing Way To Purchase Items

Paypal is a great way to purchase items online and now in store with paypal credit card. Simple and easy to use. Always use paypal for everything love the added peace of mind that everything i do on line is protected with them. Any issues you can raise them with them straight away, money is back in your account instantly no messing around. Would highly recommend paypal as a great way to purchase items. Reviewed on: 10th June 2026

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