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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145409 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145409)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I absolutely love PayPal credit especially the 4 mon...

I absolutely love PayPal credit especially the 4 months interest free credit. It makes it so much easier to budget Reviewed on: 11th June 2026

My financial friend

With PayPal i can manage easier my purchases,spreading the cost with no interests Reviewed on: 11th June 2026

Great product

Very easy to use, works with Apple wallet and the app is easy to navigate and understand Reviewed on: 11th June 2026

easy to use no issues able to track balance and tran...

easy to use no issues able to track balance and transfers Reviewed on: 11th June 2026

Never have any problems and great of need to claim m...

Never have any problems and great of need to claim money back. Fantastic company. Reviewed on: 11th June 2026

Easy to use - helpful when needed

Easy to use - helpful when needed Reviewed on: 11th June 2026

Perfect!

Never had any issues or problems. PayPal app so easy and accessible, making payments super easy , communication great ! Reviewed on: 11th June 2026

Very useful, I use PayPal a lot and it's easy to use...

Very useful, I use PayPal a lot and it's easy to use and pay later options have been really great for me, particularly Pay in 3. Reviewed on: 11th June 2026

PayPal credit ha made my life a lot easier

PayPal credit ha made my life a lot easier at times when I’ve needed to get some larger purchases! It’s super simply and you can pay it off before interest kicks in Reviewed on: 11th June 2026

Fast reliable and consistent.

Fast reliable and consistent. Exactly what you need for online Reviewed on: 11th June 2026

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