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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144265 reviews)

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4.73

Based on 144,265 reviews, last reviewed 21st Jun 2026

4295350% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent customer service and skills Excellent customer service and skills Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144265)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The interest free is great. Love PayPal

The interest free is great. The app is amazing easy to keep track on what your spending and you can pay any time , I would always recommend PayPal credit and debit and pay in 3 months when you spend over £99 Reviewed on: 10th June 2026

PayPal gets my vote because it just makes paying for...

PayPal gets my vote because it just makes paying for things easier. It’s a name people already know and trust, and the finance options are straightforward without feeling like a load of hassle. Being able to spread the cost can make bigger purchases feel a lot more manageable, and it all works smoothly at checkout. It’s simple, reliable, and does what you need it to do without overcomplicating things. Reviewed on: 10th June 2026

Pay in 3 is excellent.

Pay in 3 is excellent. A very useful payment method. Reviewed on: 10th June 2026

Monalisa

When trying to reach Customer service is always difficult to get straight forward answers Reviewed on: 10th June 2026

Great, consistent and reliable.

Great, consistent and reliable. Have used the app for years without any issues. Reviewed on: 10th June 2026

Very flexible and reliable service they provide

Very flexible and reliable service they provide Reviewed on: 10th June 2026

Super easy to use.

Super easy to use. Helpful in resolving any issues Reviewed on: 10th June 2026

Phone payment

Got credit from paypal for a phone payment. Very helpful, very user friendly application. Gives reminders regularly and can set up direct debits to make it easier. I will definitely consider using paypal credit again. Reviewed on: 10th June 2026

PayPal, my go to purchasing partner.

I’ve been using PayPal for a long time, and i’ve been very happy with the service, and support, i’ve received over the years, which is why i’ve recommend it to family, and friends, constantly. Reviewed on: 10th June 2026

Smooth to use, intuitive

PayPal Credit has been really smooth to use, especially with how well it integrates with Apple Pay. The whole experience feels simple and polished, from making payments to checking balances and tracking spending. The interface is clear and intuitive, so it never feels like a chore to find what you need or stay on top of your account. Everything works in a way that feels quick, convenient, and easy to manage day to day. Reviewed on: 10th June 2026

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